Finance Score: 8

Governance Score: 6

Support Score: 14

Liabilities <10%: +3
Strong growth: +2
Fundraising costs low: +3

Dynamic board: +3
Gender balanced board: +3

Large volunteer base +5
Overall weighted support: +9

Overall GiG Score: 28

MONEY AND MENTAL HEALTH POLICY INSTITUTE

The Money and Mental Health Policy Institute exists to advance understanding of mental health, financial capability and the relationship between the two; to achieve this objective including through research, discussion, innovation and the design and testing of new approaches, and by disseminating the useful results of these endeavours.

Analysis by Giving is Great

Positives:

This charity has been very successful in attracting volunteers relative to its size
The charity has received backing from several prominent grant makers recently
This charity has a robust balance sheet
There has been strong growth in spending over the last 5 years
Fundraising costs are unusually low relative to funds raised
The Board appears to be well diversified in terms of gender and dynamic in terms of composition

Regulatory & Governance issues to consider:

This charity is not recognised by HMRC for Gift Aid according to its latest published return

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit £k	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/12/23	£2,011	£1,074	£937	£39	£1,556	£697	7.8	18	4,522
31/12/22	£670	£832	£-161	£0	£619	£619	8.9	14	4,834
31/12/21	£833	£722	£111	£0	£781	£781	13	12	3,185
31/12/20	£735	£665	£69	£0	£669	£502	9.1	11	0
31/12/19	£887	£552	£335	£0	£600	£374	8.1	8	0
31/12/18	£604	£554	£50	£5	£251	£251	5.4	8	0
31/12/17	£344	£449	£-105	n/a	n/a	n/a	n/a	n/a	n/a
31/12/16	£600	£295	£305	£0	£305	£305	12.4	6	0

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Financial Ratios

Fundraising Costs/Relevant Income: 2%
Fundraising Costs/Total Spending: 3.6%
Senior Staff Costs/Total Spending: 17%
Highest pay band: £70,000-£80,000
Liabilities/Assets: 10%
Liabilities/Income: 8%
Unrestricted Funds/Total Funds: 45%
Reserves/Spending: 7.8 months
Net Current Assets/Spending: 17 months
Quick Ratio: 2.7

Asset Split ?

Balance Sheet History

Established: 9 years

www.moneyandmentalhealth.org

contact@moneyandmentalhealth.org

02078481448

Charity Commission for England and Wales

Tweets

Listed activities

Education/Training
The Advancement Of Health Or Saving Of Lives

GiG Classification

Social advocacy & research

How it operates

Provides advocacy/advice/information
Sponsors or undertakes research

Where it operates

Northern Ireland, Scotland, Throughout England And Wales,

Who it helps

Children/Young People
Elderly/Old People
People With Disabilities
The General Public/Mankind

Who supports them? ?

Donations from Grant Makers ?

We have details on the following donations. Multi-year donations are allocated to the years for which they are earmarked.

Major supporters in last 5 years

Pears Foundation	£50,000
Guy's and St Thomas' Charity	£40,800
Lloyds Bank Foundation	£33,394
The Grocers' Charity	£5,000

Specific Donations

Amount	When Months	To be used for
The Grocers' Charity - 2023 Grant - Money and Mental Health Policy Institute
£5,000	15/03/2023	to support ending the devasting link between serious mental health issues and being in debt. It conducts research with 4,000 people from across the UK with lived experience. Findings are translated into real-world ideas and policies that improve ....more to support ending the devasting link between serious mental health issues and being in debt. It conducts research with 4,000 people from across the UK with lived experience. Findings are translated into real-world ideas and policies that improve lives.
Pears Foundation - Core Funding
£50,000	14/11/2022 24	Core Funding
Guy's and St Thomas' Charity - Essential Services Equalities Act Project
£38,000	12/11/2021	A research project to understand the potential to use the Equality Act as a tool to ensure essential services make adjustments for customers with mental health problems
Lloyds Bank Foundation - Welfare grant to Money and Mental Health Policy Institute
£33,394	07/12/2020 9	9 Months Grant to Money and Mental Health Policy Institute under the Welfare policy and influencing funding programme
Guy's and St Thomas' Charity - FCA Call for Input Open Finance
£2,800	24/08/2020	Submission to the FCA on need for mental health equity in roll out of Open Finance
John Ellerman Foundation - Core costs
£105,000	28/11/2019 36	Core costs
Department for Work and Pensions - ALB - MaPS - Improving access to debt advice for people experiencing mental health problems
£58,800	01/04/2019	Research to understand the needs of people with mental health problems in relation to debt advice
Nesta - AC00738
£20,000	13/03/2018 7	Inclusive Economy Partnership 2.0 programme grant to Money and Mental Health Policy Institute Grant Ref AC00738
Barrow Cadbury Trust - Economic impacts of mental health crisis
£26,988	28/07/2017 6	To influence proposed new mental health legislation and ensure the protections people need are in place to reduce financial detriment associated with mental health crises.

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Data sourced from Donors via 360 Giving

How is it governed?

Trustees (9)

Current Trustees appointed

Gender Split

Based on 8/9 persons

CHRISTOPHER RICHARD POND Appointed: 2018

CAROL JANE PEARSON Appointed: 2021

CLARE ELIZABETH FRANCIS Appointed: 2018

GARETH ROY Appointed: 2021

JOANNA ELIZABETH HILL Appointed: 2018

JOHN PATRICK RUSSELL NASH Appointed: 2018

MARTIN STEVEN LEWIS (Chair) Appointed: 2016

SIMRIT RYATT Appointed: 2016

ZOE CLEMENTS Appointed: 2022

Legal constitution

Charity registered in England & Wales on 12/04/2016, number: 1166493

Gift Aid

NOT registered with HMRC for Gift Aid

Policies in force

Bullying and harassment policy and procedures
Campaigns and political activity policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Engaging external speakers at charity events policy and procedures
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Filing Record

8 returns made; all on time

Main office

22 Kingsway
LONDON
WC2B 6LE

Objectives

The objects of the Charity are, for the public benefit: (a) to advance understanding of mental health, financial difficulties and capability and the relationship between the two; (b) to improve the lives of people with mental health problems, particularly in relation to their financial experiences, and (c) to promote the preservation of good mental health, with a particular focus on the impact of people’s financial experiences, including by carrying out research, facilitating discussion, designing and testing new approaches and disseminating the useful results of these endeavours.

Data Sources

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