Finance Score: 2

Governance Score: 4

Support Score: 4

Strong growth: +2

Narrow trustee age band: -2
Dynamic board: +3
Gender balanced board: +3

Overall weighted support: +4

Overall GiG Score: 10

SALFORD LOAVES AND FISHES LTD

A day centre for Homeless people in Salford. We provide shower and laundry facilities, advocacy, dental service, doctor's surgery and tv lounge. Clients can enjoy a hot meal from our cafe area and can relax or play pool in the TV lounge area. We also engage clients in activities e.g. arts and crafts, bingo, reading, street soccer and put on training courses for clients from time to time.

Analysis by Giving is Great

Positives:

There has been strong growth in spending over the last 5 years
A significant proportion of recent income was derived from major grant makers including the Government
The Board appears to be well diversified in terms of gender and dynamic in terms of composition

Regulatory & Governance issues to consider:

This charity is not recognised by HMRC for Gift Aid according to its latest published return
The Board has little diversity in terms of age

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E		Income £k	Spending £k	Surplus/ Deficit £k	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
30/11/23		£502	£435	£67	£0	£379	£196	5.4	14	15
30/11/22		£473	£367	£106	n/a	n/a	n/a	n/a	n/a	n/a
30/11/21		£287	£315	£-28	n/a	n/a	n/a	n/a	n/a	n/a
30/11/20		£288	£245	£43	n/a	n/a	n/a	n/a	n/a	n/a
30/11/19	*	£207	£235	£-28	n/a	n/a	n/a	n/a	n/a	n/a
30/11/18		£143	£177	£-34	n/a	n/a	n/a	n/a	n/a	n/a
30/11/17		£181	£174	£7	n/a	n/a	n/a	n/a	n/a	n/a
30/11/16		£152	£141	£11	n/a	n/a	n/a	n/a	n/a	n/a
30/11/15	*	£147	£145	£2	n/a	n/a	n/a	n/a	n/a	n/a
30/11/14		£146	£114	£32	n/a	n/a	n/a	n/a	n/a	n/a
30/11/13		£142	£88	£55	n/a	n/a	n/a	n/a	n/a	n/a
30/11/12	*	£103	£55	£48	n/a	n/a	n/a	n/a	n/a	n/a
30/11/11	*	£100	£103	£-2	n/a	n/a	n/a	n/a	n/a	n/a
30/11/10		£100	£102	£-2	n/a	n/a	n/a	n/a	n/a	n/a
30/11/09	*	£75	£101	£-26	n/a	n/a	n/a	n/a	n/a	n/a

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Financial Ratios

Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Highest pay band: Less than £60,000
Liabilities/Assets: 7%
Liabilities/Income: 6%
Unrestricted Funds/Total Funds: 52%
Reserves/Spending: 5.4 months
Net Current Assets/Spending: 10 months
Quick Ratio: 13.6

Asset Split ?

Balance Sheet History

Established: 16 years

www.salfordloavesandfishes.org.uk

info@salfordloavesandfishes.org.uk

01617378775

Charity Commission for England and Wales

Tweets

Listed activities

Accommodation/Housing
Amateur Sport
Disability
Education/Training
The Advancement Of Health Or Saving Of Lives
The Prevention Or Relief Of Poverty

GiG Classification

Other facilities management and maintenance

How it operates

Provides advocacy/advice/information
Provides buildings/facilities/open space
Provides human resources
Provides services

Where it operates

Salford City,

Who it helps

Children/Young People
Elderly/Old People
People With Disabilities
The General Public/Mankind

Who supports them? ?

Donations from Grant Makers ?

We have details on the following donations. Multi-year donations are allocated to the years for which they are earmarked.

Major supporters in last 5 years

Garfield Weston Foundation	£25,000
National Lottery Community Fund	£9,000
Forever Manchester	£8,500
Greater Manchester Mayor's Charity	£6,500

Specific Donations

Amount	When Months	To be used for
Garfield Weston Foundation - Main Grants award
£25,000	04/04/2022	Salford Loaves and Fishes 'Drop-In' and 'Skills for Life' Centre
Co-Operative Group - Grant to Salford Loaves and Fishes
£3,301	23/10/2021	We would like to purchase a vehicle so that we can increase the collection and distribution of donations, and take our service users to appointments and social outings.
National Lottery Community Fund - Skills for Life
£9,000	27/08/2021	The funding will be used to enable the delivery of life skills workshops to include English as a second language cookery demonstrations budgeting and computer with the aim of raising aspirations and promoting wellbeing.
Forever Manchester - The Home Cooking Club
£3,500	18/03/2021	Improving facilities to give safe access to hygiene areas
Forever Manchester - Turning Inside Out
£5,000	15/05/2020	Build of outdoor laundry facilities and showers
Greater Manchester Mayor's Charity - Grant to Salford Loaves and Fishes
£6,500	15/04/2020	Supporting initial response to the COVID-19 pandemic.
National Lottery Community Fund - Salford loaves and fishes
£227,405	29/08/2019 36	Funding for the organisation will enable them to expand their services. The organisation aims to provide services to the homeless community in Salford.
Co-Operative Group - Grant to Salford Loaves and Fishes Ltd
£5,962	04/08/2017	Funding to support a drop in centre for the homeless, vulnerable and disadvantaged people in Salford and the surrounding areas.
Tudor Trust - Grant to Salford Loaves and Fishes
£30,000	24/06/2013 24	over two years towards the core costs of a drop-in centre for homeless and vulnerable people in Salford_x000D_
Henry Smith Charity - Grant to Salford Loaves and Fishes
£60,000	13/06/2012 36	towards three years' running costs of a centre for homeless people in a disadvantaged area of Manchester

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Data sourced from Donors via 360 Giving

How is it governed?

Trustees (5)

Current Trustees appointed

Gender Split

Age Range of Trustees: 62-78

EILEEN CURSARO Appointed: 2018, Occupation: Retired

HELEN ELIZABETH MOUNTNEY Appointed: 2023, Occupation: Management Consultant

JOHN DAVID WALSH Appointed: 2023, Occupation: Retired

JOHN WARMISHAM Appointed: 2016, Occupation: ?

PAUL ASHTON (Chair) Appointed: 2018, Occupation: Company Director

Legal constitution

Charitable company registered in England & Wales on 10/06/2008, number: 1124460
Registered at Companies House on 30/11/2006, number: 06015231

Gift Aid

NOT registered with HMRC for Gift Aid

Policies in force

Bullying and harassment policy and procedures
Campaigns and political activity policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Filing Record

15 returns made; AR19: 13 days late, AR15: 14 days late, AR12: 34 days late, AR11: 53 days late, AR09: 363 days late,

Main office

EDWARD HOLT HOUSE
1 PADDINGTON CLOSE
SALFORD
M6 5PL

Objectives

THE ORGANISATION'S OBJECTS ( THE OBJECTS ) ARE;TO RELIEVE POVERTY AND SICKNESS AND PRESERVE AND PROTECT THE GOOD HEALTH OF HOMELESS AND DIS-ADVANTAGE PEOPLE IN SALFORD IN PARTICULAR BUT NOT EXCLUSIVELY BY THE PROVISION OF A DROP-IN CENTRE.

Defined Area of Benefit:

SALFORD

Data Sources

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