Finance Score: 3

Governance Score: 6

Support Score: 8

Good reserves management: +3

Good trustee age range: +3
Dynamic board: +3

Grant maker support: +8

Overall GiG Score: 17

RAISE LIMITED

We provide welfare rights and debt advice and casework assistance, and financial inclusion advice by home visit and telephone to Housing Association tenants in Merseyside, and to other residents of Liverpool, and training in welfare rights, debt and financial literacy to the general public. We also provide support to social housing tenants aimed at improving their financial confidence.

Analysis by Giving is Great

Positives:

Reserves management has been consistently within official guidelines
There have been no material income shortfalls in recent years
A significant proportion of recent income was derived from major grant makers including the Government
The Board appears to be well diversified in terms of age and dynamic in terms of composition

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/03/23	£673	£714	£-40	£0	£208	£208	3.5	25	0
31/03/22	£787	£805	£-18	£0	£249	£248	3.7	26	12
31/03/21	£712	£691	£21	£0	£267	£265	4.6	25	10
31/03/20	£630	£674	£-45	£0	£245	£245	4.4	23	1
31/03/19	£645	£657	£-13	£0	£290	£290	5.3	24	1
31/03/18	£639	£638	£1	£0	£303	£302	5.7	24	0
31/03/17	£879	£861	£17	£0	£302	£302	4.2	30	0
31/03/16	£912	£908	£4	£0	£284	£278	3.7	29	0
31/03/15	£971	£954	£17	£1	£280	£273	3.4	26	0
31/03/14	£962	£915	£47	£1	£263	£253	3.3	24	0
31/03/13	£727	£720	£7	£1	£216	£216	3.6	20	0
31/03/12	£689	£673	£16	£1	£209	£209	3.7	21	0
31/03/11	£770	£722	£47	£1	£194	£194	3.2	21	0
31/03/10	£605	£538	£67	£2	£147	£147	3.3	21	0
31/03/09	£428	£398	£30	£0	£0	£0	n/a	0	0
31/03/08	£232	£185	£47	£0	£0	£0	n/a	0	0
31/03/07	£155	£138	£17	£0	£0	£0	n/a	0	0

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Financial Ratios

Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Highest pay band: Less than £60,000
Liabilities/Assets: 23%
Liabilities/Income: 9%
Unrestricted Funds/Total Funds: 100%
Reserves/Spending: 3.5 months
Net Current Assets/Spending: 3 months
Quick Ratio: 3.8

Asset Split ?

Established: 18 years
(24 years as a company)

www.benefitsadviceteam.co.uk

admin@benefitsadviceteam.co.uk

01514822474

Charity Commission for England and Wales

Tweets

Listed activities

Accommodation/Housing
Disability
Education/Training
The Prevention Or Relief Of Poverty

GiG Classification

Other individual and family services

How it operates

Provides advocacy/advice/information
Provides services

Where it operates

Halton, Knowsley, Liverpool City, Sefton, St Helens, Wirral,

Who it helps

Children/Young People
Elderly/Old People
Other Defined Groups
People Of A Particular Ethnic Or Racial Origin
People With Disabilities
The General Public/Mankind

Who works here?

25 employees

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Major supporters in last 5 years

DCMS	£80,074
Access to Justice Foundation	£26,866
National Lottery Community Fund	£9,867
The Clothworkers Foundation	£5,100

Specific Donations

Amount	When Months	To be used for
National Lottery Community Fund - Bootle Active Citizens.
£9,867	24/02/2023	The funding will be used to provide a weekly debt advice service alongside coaching and learning with the aim of improving crisis intervention and increasing financial knowledge and skills.
Access to Justice Foundation - Improving Outcomes Through Legal Support (IOTLS) grant
£26,866	23/05/2022	The funding programme aims to support organisations working to sustain and improve access to early social welfare and family legal support and advice, to enable users to resolve these problems as ....more The funding programme aims to support organisations working to sustain and improve access to early social welfare and family legal support and advice, to enable users to resolve these problems as early as possible and avoid the need for court or tribunal proceedings where possible. Where court or tribunal proceedings are needed, we expect the grant to provide the support needed to help people navigate the process effectively, including where support to prepare for court and at court is required.
DCMS - Coronavirus Community Support Fund
£80,074	26/08/2020	"The fund aims to:1) To reduce closures of essential charities that provide essential services to vulnerable groups during the COVID-19 crisis by ensuring they have the financial resources to ....more "The fund aims to:1) To reduce closures of essential charities that provide essential services to vulnerable groups during the COVID-19 crisis by ensuring they have the financial resources to operate, thereby reducing the burden on public services.2) To ensure essential services are provided to vulnerable people, both in the short and long term through increased community support through the work of charitable organisations."
The Clothworkers Foundation - Grant to RAISE Limited
£5,100	25/06/2020	purchase IT equipment for a charity fights against poverty and inequality in Merseyside
John Moores Foundation - Grant to Raise
£4,302	07/04/2020	Towards an increase in hours of two advice assistants for 12 weeks in response to the Covid-19 emergency
John Moores Foundation - Grant to Raise
£15,000	01/11/2016	Towards welfare advice services for housebound people in Liverpool
National Lottery Community Fund - New Direction
£1,000,000	02/08/2012 48	RAISE Ltd, will improve the financial confidence of tenants moving in and out of work, together with unemployed first time tenants. It will work with 3,000 people to improve their access to ....more RAISE Ltd, will improve the financial confidence of tenants moving in and out of work, together with unemployed first time tenants. It will work with 3,000 people to improve their access to affordable financial products and services including bank accounts, savings and credit facilities, life and home contents insurance, wills and pensions services. Social housing providers involved in the project have committed to offer financial advice and support to 5,000 of their tenants.
Lloyds Bank Foundation - Grant to RAISE
£24,400	29/06/2012	the salary costs of the Volunteer Co-ordinator including management and admin costs, rent, stationery, postage, phone, IT support and other costs

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Data sourced from Donors via 360 Giving

How is it governed?

Trustees (5)

Current Trustees appointed

Age Range of Trustees: 40-66

CHRIS HUDSON (Chair) Appointed: 2020, Occupation: Business Executive

DEBI MCANDREW Appointed: 2021, Occupation: Civil Servant

RACHAEL STOTT Appointed: 2022, Occupation: Project Manager

JULIE GUINAN Appointed: 2012, Occupation: Accountant

ANDREW STEPHEN WILSON Appointed: 2008, Occupation: Manager, Other trusteeship: THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF KIRKBY,

Legal constitution

Charitable company registered in England & Wales on 25/01/2006, number: 1112830
Registered at Companies House on 07/10/1999, number: 03854479

Gift Aid

NOT registered with HMRC for Gift Aid

Other Regulators

Financial Conduct Authority

Policies in force

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Filing Record

17 returns made; all on time

Main office

RAISE
286-316 SCOTLAND ROAD
LIVERPOOL
L5 5AE

Objectives

TO RELIEVE POOR PERSONS BY THE PROVISION TO SUCH PERSONS OF LEGAL AND ADVICE SERVICES WHICH THEY COULD NOT OTHERWISE OBTAIN THROUGH LACK OF MEANS; ANDTO PROMOTE AND ADVANCE THE EDUCATION OF THE PUBLIC BY THE IMPROVEMENT AND DIFFUSION OF KNOWLEDGE AND PRACTICE OF THE LAW AND ADMINISTRATION OF JUSTICE HAVING REGARD ESPECIALLY TO THOSE AREAS OF LAW AND PRACTICE WHICH ARE OF CONCERN TO POOR PEOPLE AND WHICH ARE DIRECTED TO RELIEF OF POVERTY; ANDTO PROMOTE OTHER CHARITABLE OBJECTS FOR THE BENEFIT OF THE COMMUNITY.

Defined Area of Benefit:

MERSEYSIDE, CHESHIRE, LANCASHIRE, GREATER MANCHESTER

Data Sources