Finance Score: 1
Governance Score: 4
Support Score: 13
  • Poor Liquidity: -1
  • Strong growth: +2
  • Narrow trustee age band: -2
  • Dynamic board: +3
  • Gender balanced board: +3
  • Grant maker support: +13
Overall GiG Score: 18 ?


Provision House ( formerly known as Loaves N Fishes )is a Christian Charity set up in 2010 to help those who cannot afford items to build a home. We provide furniture, other household items and clothing.Referrals of people come from organisations dealing with homeless, council teams, probation services etc.However our remit has now expanded to cover a wider area of provision and services.
Analysis by Giving is Great


  • There has been strong growth in spending over the last 5 years
  • There have been no material income shortfalls in recent years
  • A significant proportion of recent income was derived from major grant makers including the Government and there are significant future grants due to be received
  • The Board appears to be well diversified in terms of gender and dynamic in terms of composition

Regulatory & Governance issues to consider:

  • This charity is not recognised by HMRC for Gift Aid according to its latest published return
  • The Board has little diversity in terms of age

Financial issues to consider:

  • Liquidity appears to have been slender at the latest year end

Financial Data ?

Income & Spending ?
Sources of Income ?
Y/E Income
Cost £k
Funds £k
Funds £k
Staff Volun-

Financial Ratios
Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Highest pay band: Less than £60,000
Liabilities/Assets: 23%
Liabilities/Income: 6%
Unrestricted Funds/Total Funds: 77%
Reserves/Spending: 2.1 months
Net Current Assets/Spending: 1 months
Quick Ratio: 0.3
Asset Split ?
Established: 12 years

0121 285 3970

Charity Commission for England and WalesCompanies House
Listed activities
  • General Charitable Purposes
  • The Prevention Or Relief Of Poverty
GiG Classification
  • Practical support, advice & companionship
How it operates
  • Provides human resources
Where it operates
  • Dudley, Sandwell,
Who it helps
  • Children/Young People
  • Elderly/Old People
  • Other Charities Or Voluntary Bodies
  • People With Disabilities
  • The General Public/Mankind

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Major supporters in last 5 years
National Lottery Community Fund£1,048,684
Garfield Weston Foundation£85,000
Barrow Cadbury Trust£50,000
Department for Work and Pensions£44,810
BBC Children in Need£30,494
Heart Of England Community Foundation£20,000
National Lottery Heritage Fund£10,000
Specific Donations
Amount When
To be used for
Barrow Cadbury Trust - The Economy of Together
£50,000 24/10/2023
To enable Provision House to expand its role as a hub for social enterprise and business development in the St Thomas' Quarter of Dudley
National Lottery Community Fund - Provision House
£499,957 10/07/2023
This funding will be used towards core staff and overhead costs to further develop their service around providing help and support to disadvantage people asylum seeker victims of modern-day slavery ....more
National Lottery Community Fund - Disabled Toilet Installation
£10,000 28/10/2022
The funding will be used to add a disabled toilet facility to a very busy building (approximately 1000 people visit the community re-use space weekly) that supports people leaving hostels fleeing ....more
BBC Children in Need - Grant to Loaves N Fishes
£500 20/10/2022
‘Cost of Living uplift: £500 to help projects meet their rising costs and respond to increased demand 31/10/2022’
National Lottery Heritage Fund - Grant to Provision House (Formerly Known As Loaves N Fishes) Ltd
£10,000 18/10/2022
Traditional crafts and carpentry training centre
Garfield Weston Foundation - Multi-Year Grant (2 Years) award - COVID19 response
£30,000 06/05/2022
Provision House
Department for Work and Pensions - LOAVES N FISHES
£30,249 01/04/2022
The Kickstart Scheme provides funding to employers to create jobs for 16 to 24 year olds on Universal Credit.
National Lottery Community Fund - The St Thomas Quarter - A Jubilee Legacy for Dudley
£49,350 03/03/2022
The project will see the recruitment of a dedicated member of staff to co-ordinate activity and bring partners together to champion the redevelopment of an area of Dudley High Street transforming it ....more
National Lottery Community Fund - Sustainable Food Project
£10,000 11/11/2021
The group will use the funding to convert scrub land in Dudley adjacent to a foodbank and low cost supermarket into a sustainable food garden. The project will also run gardening training sessions ....more
National Lottery Community Fund - Covid safe re-opening
£10,000 20/08/2021
The funding will be used to install an air extraction system and upgrade the security at the building which provides life essentials employment and mental health support for people leaving hostels ....more
Garfield Weston Foundation - Multi-Year Grant (2 Years) award - COVID19 response
£30,000 28/05/2021
Provision House
Department for Work and Pensions - LOAVES N FISHES
£14,561 01/04/2021
The Kickstart Scheme provides funding to create new jobs for 16 to 24 year olds on Universal Credit who are at risk of long term unemployment.
BBC Children in Need - Grant to Loaves N Fishes
£29,994 16/12/2020
This project will deliver a training programme to young people experiencing homelessness and local deprivation in Sandwell and Dudley. The activities will result in improved confidence, improve ....more
Heart Of England Community Foundation - Grant to Loaves n Fishes
£20,000 25/06/2020
The grant will pay for a cor-ordinator who will run the service and bring in food donations. Balance of costs is for equipment to make the food deliveries
DCMS - Coronavirus Community Support Fund
£10,000 15/06/2020
"The fund aims to:1) To reduce closures of essential charities that provide essential services to vulnerable groups during the COVID-19 crisis by ensuring they have the financial resources to ....more
Crisis UK - Grant to Loaves n Fishes
£4,500 09/04/2020
Emergency supplies and additional staffing
National Lottery Community Fund - Provision House
£469,377 30/01/2020
This funding will help the group to continue to offer free recycled furniture, household goods and clothing to those most in need, allied with employability training for their volunteers. This will ....more
Garfield Weston Foundation - Main Grants award
£25,000 27/12/2019
Loaves N Fishes Provision House
National Lottery Community Fund - Provision House
£10,000 10/05/2019
The funding will be used to conduct a feasibility study for the organisations building plans. The project aims to develop a plan for the building to increase its capacity as a community space.
Quartet Community Foundation - Grant to Loaves N Fishes
£12,000 30/11/2016
To supply individuals leaving hostels, fleeing domestic violence and others in housing crisis with a Make a house a home kit.
National Lottery Community Fund - Loaves n Clothes n Fishes
£312,542 10/08/2016
Funding will be used to develop and expand a project that aims to improve the quality of life of vulnerable people who are most in need through the provision of household necessities. Beneficiaries ....more
Lloyds Bank Foundation - Grant to Loaves n Fishes
£15,000 11/11/2015
This grant will provide consultancy support, training, planning and systems for a growing charity in Sandwell providing furniture, clothing, plus training and work experience to vulnerable and long ....more
National Lottery Community Fund - Loaves N Clothes
£218,060 02/07/2013
This is an expansion of a project by Loaves N Fishes that supports people in housing and/or personal crisis through the provision of free furniture, household items and clothing in Sandwell.The ....more
Show more rows

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (7)
Current Trustees appointed
Gender Split

Age Range of Trustees: 61-71
  • PHILLIP WADE Appointed: 2022, Occupation: Business Consultant
Legal constitution
  • Charitable company registered in England & Wales on 21/06/2012, number: 1147775
  • Registered at Companies House on 31/05/2012, number: 08090900
Gift Aid
  • NOT registered with HMRC for Gift Aid
Policies in force
  • Complaints handling
  • Conflicting interests
  • Investment
  • Paying staff
  • Risk management
  • Safeguarding vulnerable beneficiaries
  • Volunteer management
Filing Record
11 returns made; all on time
Main office

Loaves N Fishes
Provision House
80-81 High Street


To relieve poverty and give provision in terms of items,goods and services for persons in need, hardship and distress, as an expression of the Christian ethos.

Data Sources

Charity Commission for England and Wales
360 Giving
Authorised officials of this charity can add information to this page (including a Donate Now button) for no cost

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