Overall Score: 19 based on 20 data points

Finance: 1

Governance: 9

Support: 9

Poor Liquidity: -1, Strong growth: +2,

Good trustee age range: +3, Dynamic board: +3, Gender balanced board: +3,

Award winner, Supporters: +9

FIVE TALENTS UK LTD

Five Talents works with a network of community partners who provide savings schemes alongside literacy and business training for communities who have been marginalised around the world.

Analysis by Giving is Great

Positives:

The charity has received backing from several prominent grant makers recently
This charity is a recent Award Winner
There has been strong growth in spending over the last 5 years
There have been no material income shortfalls in recent years
The Board appears to be well diversified in terms of age and gender and dynamic in terms of composition

Financial issues to consider:

Liquidity appears to have been slender at the latest year end

Established: 18 years

www.fivetalents.org.uk

info@fivetalents.org.uk

02038087643

Charity Commission for England and Wales

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/12/22	£1,172	£1,193	£-20	£128	£484	£46	0.5	7	20
31/12/21	£1,030	£920	£110	£94	£504	£191	2.5	6	10
31/12/20	£929	£934	£-5	£99	£394	£143	1.8	6	12
31/12/19	£824	£898	£-75	£102	£399	£108	1.4	6	10
31/12/18	£798	£704	£94	£86	£474	£98	1.7	4	12
31/12/17	£703	£598	£105	£75	£380	£69	1.4	4	0
31/12/16	£637	£543	£93	£53	£275	£79	1.7	4	0
31/12/15	£456	£463	£-8	n/a	n/a	n/a	n/a	n/a	0
31/12/14	£473	£421	£52	n/a	n/a	n/a	n/a	n/a	0
31/12/13	£520	£507	£13	£159	£137	£117	2.8	5	0
31/12/12	£511	£523	£-12	£141	£123	£116	2.7	5	0
31/12/11	£601	£596	£5	£110	£135	£126	2.5	5	0
31/12/10	£570	£512	£58	£91	£130	£109	2.6	4	0
31/12/09	£463	£446	£17	n/a	n/a	n/a	n/a	n/a	0
31/12/08	£319	£313	£6	n/a	n/a	n/a	n/a	n/a	0
31/12/07	£249	£237	£12	n/a	n/a	n/a	n/a	n/a	0
31/12/06	£152	£114	£38	n/a	n/a	n/a	n/a	n/a	0

Show more rows -->

Show financials table -->

Download accounts

Financial Ratios

Fundraising Costs/Relevant Income: 10.9%
Fundraising Costs/Total Spending: 10.7%
Liabilities/Assets: 3%
Liabilities/Income: 1%
Unrestricted Funds/Total Funds: 43%
Reserves/Spending: 0.5 months
Net Current Assets/Spending: 5 months
Quick Ratio: 28.8

Asset Split ?

What it does

Economic/Community Development/Employment

Who works here?

7 employees
20 volunteers

Who it helps

Other Defined Groups

How it operates

Makes Grants to Organisations
Other charitable activities

Where it operates

Bolivia, Burma, Burundi, Congo (Democratic Republic), Kenya, Rwanda, South Sudan, Tanzania, Uganda,

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Major supporters in last 5 years

The Dulverton Trust	£92,369
The Bishop Radford Trust	£79,332
The Funding Network	£20,868
The EQ Foundation	£2,000

Specific Donations

Amount	When Months	To be used for
The Bishop Radford Trust
£19,765	07/11/2022	Five Talents helps the poor in developing countries to start or expand a business. We do this by providing business training, savings schemes and small loans through local microfinance partners.This ....more Five Talents helps the poor in developing countries to start or expand a business. We do this by providing business training, savings schemes and small loans through local microfinance partners.This award was for the work in the Dominican Republic and Myanmar - towards savings groups
The Bishop Radford Trust
£19,805	07/11/2022	This award was for the work in the Dominican Republic and Myanmar - towards savings groups
The Funding Network
£20,868	24/03/2021	Five Talents supports rural communities in eastern Africa facing economic hardship, providing a safe place to save and borrow money along with business skills training to start a small business.
The EQ Foundation
£2,000	10/03/2021	Via The Funding Network
The Bishop Radford Trust
£15,000	27/01/2021	Five Talents helps the poor in developing countries to start or expand a business. This award was for the work in the Dominican Republic and Myanmar - towards savings groups
The Bishop Radford Trust
£19,762	23/06/2020	Five Talents helps the poor in developing countries to start or expand a business. We do this by providing business training, savings schemes and small loans through local microfinance partners. This ....more Five Talents helps the poor in developing countries to start or expand a business. We do this by providing business training, savings schemes and small loans through local microfinance partners. This award was for the work in the Dominican Republic and Myanmar - towards savings groups
The Bishop Radford Trust
£5,000	14/10/2019	Five Talents helps the poor in developing countries to start or expand a business. They do this by providing business training, savings schemes and small loans through local microfinance partners. ....more Five Talents helps the poor in developing countries to start or expand a business. They do this by providing business training, savings schemes and small loans through local microfinance partners. Bishop Radford Trust supported their Kenyan savings group.
The Dulverton Trust
£92,369	12/06/2019	Securing livelihoods in Baringo, Kenya
The Dulverton Trust
£10,000	14/02/2018	Empowering 7300 households in Kenya
The Dulverton Trust
£10,000	11/02/2016	towards financial services and training in rural Kenya

Show more rows

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (10)

Current Trustees appointed

Gender Split

Based on 9/10 persons

Age Range of Trustees: 22-65

AGNES GITAU
Appointed: 2019, Occupation: Partner, Gbs Africa

ANDREW BARTON
Appointed: 2022, Occupation: Fundraising Consultant

BEVERLEY JULLIEN
Appointed: 2019, Occupation: Ceo, Mothers' Union

GORDON SEABRIGHT
Appointed: 2016, Occupation: Executive Director
Other trusteeship: PARKRUN GLOBAL LIMITED,

JOANNE MARTINE CETTI
Appointed: 2021, Occupation: Civil Servant
Other trusteeship: THE MILITARY WIVES CHOIRS FOUNDATION,

MIRIAM PENNINGTON
Appointed: 2022, Occupation: Student

NOWTASH ALSAFAR
Appointed: 2022, Occupation: Investment Professional

RICHARD JOHN HARRISON GRAY
Appointed: 2021, Occupation: Retired
Other trusteeship: KING'S CHURCH, GUILDFORD,

SIETSKE VAN DER PLOEG
Appointed: 2019, Occupation: Head Of Impact And Partnerships At Mayor'S Fund

THOMAS JONES
Appointed: 2020, Occupation: Lawyer

Legal constitution

Charitable company registered in England & Wales on 02/05/2006, number: 1113969
Registered at Companies House on 01/12/2005, number: 05641704
Registered with HMRC for Gift Aid

Policies in force

Complaints handling
Conflicting interests
Investment
Paying staff
Risk management
Safeguarding vulnerable beneficiaries
Volunteer management

Recent reorganisation events:

Asset transfer in from THE CITY OF LONDON SOCIAL INVESTMENT FUND on 01/12/2021

Main office

MARY SUMNER HOUSE
24 TUFTON STREET
LONDON
SW1P 3RB

Objectives

TO RELIEVE FINANCIAL HARDSHIP AMONG PEOPLE LIVING IN DEVELOPING COUNTRIES BY PARTNERING WITH THE INDIGENOUS ANGLICAN CHURCHES AND OTHER PARTNERS TO OPERATE QUALITY MICRO-ENTERPRISE DEVELOPMENT PROGRAMMES, THROUGH PROVISION OF TRAINING AND CAPITAL GRANTS, AND OTHER CHARITABLE ACTIVITIES CONSISTENT WITH THIS OBJECTIVE.

Defined Area of Benefit: IN DEVELOPING COUNTRIES.

Data Sources