Finance Score: -3

Governance Score: 0

Support Score: 5

Volatile income: -3
No PartB

(no info on trustees)

Grant maker support: +5

Overall GiG Score: 2

CLOCH HOUSING ASSOCIATION LIMITED

Analysis by Giving is Great

Positives:

The charity has received backing from several prominent grant makers recently
There have been no material income shortfalls in recent years
This charity is based in an area of extremely high deprivation

Financial issues to consider:

There has been a change of accounting period recently, so trends may be hard to determine
Income has been volatile recently

Financial Data

Income & Spending ?

Data adjusted to reflect year end change

Period ending	31/03/18	31/03/19	31/03/20	31/03/21	31/03/23
Charitable activities
Donations & Legacies
Other Income
Investment Income
Total income	£8,020,920	£8,836,816	£10,694,755	£10,182,842	£9,802,352
Charitable activities spending
Fundraising costs
Other spending
Total spending	£7,467,503	£7,697,836	£9,273,442	£13,442,017	£9,106,883
Surplus/deficit	£553,417	£1,138,980	£1,421,313	-£3,259,175	£695,469

Established: 47 years

www.clochhousing.org.uk

Listed activities

It carries out activities or services itself

GiG Classification

Other facilities management and maintenance

Purposes

The relief of those in need by reason of age, ill-health, disability, financial hardship or other disadvantage

Where it operates

Wider, but within one local authority area, main operating location: Inverclyde

This charity is based in an area of extremely high deprivation

Who it helps

Older People
No specific group, or for the benefit of the community

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
Scottish Government - Cloch Housing Association Limited
£58,389	16/09/2021	Detailed description not provided.
Scottish Government - Cloch Housing Association Limited
£49,500	12/02/2021	Detailed description not provided.
Scottish Government - Cloch HA
£47,800	19/05/2020	Detailed description not provided.
Garfield Weston Foundation - Main Grants award
£10,000	17/09/2018	Inverclyde Care & Repair
National Lottery Heritage Fund - Grant to Cloch Housing Association
£9,000	26/01/2018	Tale O’ the Bank
National Lottery Community Fund - Inverclyde Fab pad
£10,000	28/10/2010 12	The association, based in Greenock, will pilot Fab Pad, a tenancy sustainment programme for its tenants who are at risk of homelessness. Participants will attend weekly interior design workshops to ....more The association, based in Greenock, will pilot Fab Pad, a tenancy sustainment programme for its tenants who are at risk of homelessness. Participants will attend weekly interior design workshops to design and decorate their homes, providing them with new skills, stability and a comfortable home that they can be proud of and settle in. This grant will fund venue hire, staff costs for individual consultations, group work session costs for 31 weeks and programme materials.

Data sourced from Donors via 360 Giving

How is it governed?

Trustees

Sorry we have no information about the Trustees.

Legal constitution

Charity registered in Scotland on 11/02/1977, number: SC013996

Filing Record

4 returns made; all on time

Main office

19 Bogle Street, Greenock, PA15 1ER

Objectives

2.1 to provide for the relief of those in need by reason of age, ill-health, disability, financial hardship or other disadvantage through the provision, construction, improvement and management of land and accommodation and the provision of care. and 2.2 any other purpose or object permitted under Section 24 of the Housing (Scotland) Act 2010 which is charitable both for the purposes of Section 7 of the Charities and Trustee Investment (Scotland) Act 2005 and also in relation to the application of the Taxes Acts.

Data Sources