Finance Score: -1
Governance Score: 2
Support Score: 7
  • Low unrestricted reserves: -2
  • Reasonable growth: +1
  • Dynamic board: +3
  • Mainly female board: -1
  • Overall weighted support: +7
Overall GiG Score: 8 ?

C.A.B. CORNWALL

To help people resolve their legal, money and other problems by providing free, confidential, impartial and independent information, advice, advocacy and representation to individuals, and by influencing policymakers.
Analysis by Giving is Great

Positives:

  • There has been reasonable growth in spending over the last 3 years relative to the previous period
  • A significant proportion of recent income was derived from major grant makers including the Government
  • The Board appears to be dynamic in terms of composition

Regulatory & Governance issues to consider:

  • The Board is predominantly female
  • Over half the Board have joined recently

Financial issues to consider:

  • Unrestricted reserves appear to be dangerously low at the latest year end

Financial Data ?

Income & Spending ?
Sources of Income ?
Y/E Income
£k
Spending
£k
Surplus/
Deficit £k
Fundraising
Cost £k
Total
Funds £k
Unrestricted
Funds £k
Mths
Rsrvs
Staff Volun-
teers
31/03/23£1,794£1,798£-4£0£859£4412.97380
31/03/22£1,868£1,725£143£0£873£43838167
31/03/21£1,571£1,395£175£0£714£343370124
31/03/20£982£1,073£-91£0£522£2502.85398
31/03/19£1,038£1,082£-45£0£615£3123.543130
31/03/18£1,128£1,187£-59£0£646£3543.6460
31/03/17£1,092£1,209£-117£0£708£4204.2450
31/03/16*£841£841£0£3£762£4376.2430
31/03/15£841£841£0£278£762£4626.6240
31/03/14£967£920£47£17£762£4375.7200
31/03/13£1,440£1,495£-55£72£716£7165.7650
31/03/12£1,205£1,362£-157£46£771£7716.8650
31/03/11£1,558£1,574£-17£40£928£9287.1650
31/03/10*£2,287£1,559£727£35£945£9457.3600
31/03/09*£460£242£217n/an/an/an/an/an/a
31/03/08*£0£0£0n/an/an/an/an/an/a
31/03/07*£0£0£0n/an/an/an/an/an/a
31/03/06*£0£0£0n/an/an/an/an/an/a
31/03/05*£0£0£0n/an/an/an/an/an/a
31/03/04£0£0£0n/an/an/an/an/an/a

Financial Ratios
Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Highest pay band: Less than £60,000
Liabilities/Assets: 46%
Liabilities/Income: 41%
Unrestricted Funds/Total Funds: 51%
Reserves/Spending: 2.9 months
Net Current Assets/Spending: 3 months
Quick Ratio: 0.8
Asset Split ?
Balance Sheet History
Established: 22 years

www.citizensadvicecornwall.org.uk

cosec@citizensadvicecornwall.org.uk

01579 212025

Charity Commission for England and WalesCompanies House
UN SDGs
?
Listed activities
  • Education/Training
  • Other Charitable Purposes
  • The Prevention Or Relief Of Poverty
GiG Classification
  • Legal & financial advice
How it operates
  • Other charitable activities
  • Provides advocacy/advice/information
  • Provides services
  • Sponsors or undertakes research
Where it operates
  • Cornwall,
Who it helps
  • The General Public/Mankind

Who supports them? ?

Donations from Grant Makers ?

We have details on the following donations. Multi-year donations are allocated to the years for which they are earmarked.

Major supporters in last 5 years
National Lottery Community Fund£526,253
DCMS£92,500
Home Office£61,719
Access to Justice Foundation£47,790
Specific Donations
Amount When
Months
To be used for
Garfield Weston Foundation - Main Grants award
£10,000 12/11/2021
Core Costs
National Lottery Community Fund - Community and Rural Team
£526,253 13/07/2021
The organisation will use the funding to recruit a team of paid staff to provide advice on welfare benefits debt consumer housing employment and financial issues to bolster their existing services and enable them to reach out into the more rural ....more
Home Office - EU Settlement Grant Scheme Funding
£61,719 01/04/2021
This grants scheme will enable organisations to provide practical support to vulnerable EU citizens to help them make their EU Settlement Scheme application by 30 June 2021 and continuing support beyond this date. This support could be provided ....more
Access to Justice Foundation - Joint Initiative Emergency Bridging Grant
£2,940 09/03/2021
A flexible grant as part of the Emergency Bridging Fund of the Community Justice Fund. A pooled fund to support the specialist legal welfare advice sector in its response to COVID-19.
Access to Justice Foundation - Joint Initiative Flexible COVID-19 Grant
£44,850 07/09/2020
A flexible grant as part of wave 1 of the Community Justice Fund. A pooled fund to support the specialist legal welfare advice sector in its response to COVID19
DCMS - Coronavirus Community Support Fund
£92,500 05/08/2020
"The fund aims to:1) To reduce closures of essential charities that provide essential services to vulnerable groups during the COVID-19 crisis by ensuring they have the financial resources to operate, thereby reducing the burden on public ....more
Cornwall Community Foundation - Citizens Advice Cornwall IT Resilience Covid 19
£10,000 06/07/2020
12
IT equipment to allow client interviews to be held in a safe and efficient environment.
National Lottery Community Fund - Transforming financial habits through community life coaching
£10,000 23/03/2016
12
The group will use the funding to train and support six volunteers in life coaching, focussing on financial support. This will give the volunteers better chances in life by developing new skills, as well as strengthening community cohesion by ....more
Show more rows

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (5)
Current Trustees appointed
Gender Split

Age Range of Trustees: 53-75
  • FRANCES ANNE KEENE (Chair) Appointed: 2019, Occupation: Independent Consultant
  • JANE AMANDA ABRAHAM Appointed: 2022, Occupation: Consultant
  • PAMELA ELIZABETH COLE Appointed: 2022, Occupation: Senior Performance Manager
  • STEPHEN PAUL STOLLIDAY Appointed: 2023, Occupation: Chartered Accountant
  • SUSAN JANET HOBBS Appointed: 2021, Occupation: None
Legal constitution
  • Charitable company registered in England & Wales on 24/02/2003, number: 1096193
  • Registered at Companies House on 04/04/2002, number: 04409017
Gift Aid
  • Registered with HMRC for Gift Aid
Other Regulators
  • Financial Conduct Authority
Policies in force
  • Complaints handling
  • Conflicting interests
  • Investment
  • Paying staff
  • Risk management
  • Safeguarding vulnerable beneficiaries
  • Volunteer management
Filing Record
20 returns made; AR16: 1 days late, AR10: 30 days late, AR09: 31 days late, AR08: 12 days late, AR07: 9 days late, AR06: 1 days late, AR05: 1 days late,
Main office

Citizens Advice Cornwall
21 Dean Street
LISKEARD
Cornwall
PL14 4AB

Objectives

THE CHARITY’S OBJECTS (‘OBJECTS’) ARE SPECIFICALLY: TO PROMOTE ANY CHARITABLE PURPOSE FOR THE PUBLIC BENEFIT BY THE ADVANCEMENT OF EDUCATION, THE PROTECTION AND PRESERVATION OF HEALTH AND THE RELIEF OF POVERTY, SICKNESS AND DISTRESS IN PARTICULAR, BUT WITHOUT LIMITATION, FOR THE BENEFIT OF THE COMMUNITY IN CORNWALL AND THE ISLES OF SCILLY AND SURROUNDING AREAS.

Defined Area of Benefit:

COUNTY OF CORNWALL, ISLES OF SCILLY AND SURROUNDING AREAS

Data Sources

Charity Commission for England and Wales
360 Giving

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