Finance Score: -6

Governance Score: 5

Support Score: 5

Reasonable growth: +1
Multiple Deficits: -2
Fundraising costs high: -5

12+ Trustees: -1
Good trustee age range: +3
Gender balanced board: +3

Grant maker support: +5

Overall GiG Score: 4

NATIONAL GROCERS BENEVOLENT FUND

We tackle hardship amongst those who have worked or are working in the grocery trade, whether in manufacturing, distribution, wholesale or retail. We give financial help via regular and one-off crisis grants, and supply essential household items and independent living aids. We offer practical and emotional support for a wide range of personal and welfare issues via our 24/7 helpline and website.

Analysis by Giving is Great

Positives:

The charity has received backing from a grant maker recently
There has been reasonable growth in spending over the last 3 years relative to the previous period
The Board appears to be well diversified in terms of age and gender

Regulatory & Governance issues to consider:

There are 14 trustees whereas the Charities Commission recommends a maximum of 12

Financial issues to consider:

On several occasions in recent years income has been less than spending
Fundraising costs are extremely high relative to funds raised

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E		Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/03/23		£14,606	£14,406	£201	£8,844	£12,574	£12,574	10.5	41	485
31/03/22		£12,227	£12,386	£-159	£6,784	£12,954	£12,934	12.5	36	433
31/03/21		£8,733	£6,665	£2,068	£1,618	£12,389	£12,363	22.3	29	342
31/03/20		£9,020	£8,673	£347	£4,603	£8,919	£8,917	12.3	26	340
31/03/19		£8,313	£9,655	£-1,342	£4,633	£9,177	£9,177	11.4	24	314
31/03/18	*	£8,003	£9,218	£-1,215	£4,204	£9,921	£9,886	12.9	22	0
31/03/17		£6,102	£6,937	£-835	£2,405	£13,315	£13,265	22.9	23	0
31/03/16		£6,616	£6,965	£-349	£2,416	£13,064	£12,828	22.1	23	0
31/03/15		£6,590	£6,543	£47	£2,532	£13,446	£13,427	24.6	16	0
31/03/14		£6,283	£6,250	£32	£2,481	£12,567	£12,533	24.1	17	0
31/03/13		£8,413	£5,616	£2,797	£2,562	£12,373	£12,350	26.4	16	0
31/03/12		£5,007	£4,483	£524	£2,046	£8,960	£8,943	23.9	10	0
31/03/11		£4,259	£3,918	£342	£1,799	£8,408	£8,394	25.7	8	0
31/03/10		£3,636	£3,539	£97	£1,659	£7,881	£7,843	26.6	8	0
31/03/09		£3,500	£3,376	£123	£1,609	£7,019	£7,019	24.9	8	0
31/03/08		£3,103	£3,029	£74	£1,439	£7,276	£7,276	28.8	8	0
31/03/07		£2,875	£2,925	£-50	£1,353	£8,126	£8,126	33.3	8	0
31/03/06		£3,116	£2,904	£212	£0	£0	£0	n/a	0	0
31/03/05		£2,545	£1,090	£1,455	£0	£0	£0	n/a	0	0
31/03/04		£8,194	£2,307	£5,886	£0	£0	£0	n/a	0	0

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Financial Ratios

Fundraising Costs/Relevant Income: 61.7%
Fundraising Costs/Total Spending: 61.4%
Senior Staff Costs/Total Spending: 6%
Highest pay band: £130,000-£140,000
Liabilities/Assets: 43%
Liabilities/Income: 65%
Unrestricted Funds/Total Funds: 100%
Reserves/Spending: 10.5 months
Net Current Assets/Spending: 1 months
Quick Ratio: 0.5

Asset Split ?

Established: 21 years

www.groceryaid.org.uk

info@groceryaid.org.uk

01252875925

Charity Commission for England and Wales

Tweets

Listed activities

Education/Training
General Charitable Purposes
The Prevention Or Relief Of Poverty

GiG Classification

Poverty relief

How it operates

Makes Grants to Individuals
Provides advocacy/advice/information
Provides services
Sponsors or undertakes research

Where it operates

Northern Ireland, Scotland, Throughout England And Wales,

Who it helps

Children/Young People
Elderly/Old People
Other Defined Groups
People With Disabilities

Who works here?

41 employees
485 volunteers

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
Garfield Weston Foundation - Main Grants award
£50,000	03/06/2022	Core Costs Grant Application
Co-Operative Group - Grocery Aid
£70,000	01/03/2022	Grant to support the Charity Objectives in supporting retail workers.
Garfield Weston Foundation - Main Grants award - COVID19 response
£50,000	09/10/2020	CORE COSTS GRANT APPLICATION
Garfield Weston Foundation - Multi-Year Grant (2 Years) award
£50,000	13/04/2018	Multi-Year Grant (2 Years) award

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (14)

Current Trustees appointed

Gender Split

Based on 13/14 persons

Age Range of Trustees: 40-65

DAWOOD PERVEZ Appointed: 2020, Occupation: Director, Other trusteeship: THE BESTWAY FOUNDATION,

HAYLEY TATUM Appointed: 2021, Occupation: Director

MARK RICHARD WILLIAMSON Appointed: 2023, Occupation: Director

RHIAN HELEN BARTLETT Appointed: 2020, Occupation: Director

BART WALLACE DALLA MURA, Occupation: Self Employed

DAVID CLIFFORD WHEELER Appointed: 2017, Occupation: Head Of Finance

HELEN MARY TUCKER Appointed: 2016, Occupation: Hr Director

HELEN ELIZABETH MURRAY Appointed: 2018, Occupation: Solicitor

JASON CHARLES UTTLEY Appointed: 2016, Occupation: Sales Director

LORRAINE DENISE HENDLE Appointed: 2016, Occupation: Managing Director

LOUISE ANNE STIGANT Appointed: 2018, Occupation: Managing Director

MARK PAUL SMITH Appointed: 2013, Occupation: Pensions Director

MARK MCKENZIE Appointed: 2020, Occupation: Director

RUSTON ARTHUR MARK SMITH (Chair) Appointed: 2008, Occupation: Pensions Director

Legal constitution

Charitable company registered in England & Wales on 10/02/2003, number: 1095897
Registered at Companies House on 18/12/2002, number: 04620683

Gift Aid

Registered with HMRC for Gift Aid

Event History

16/08/2013 - Asset transfer in from THE CONFECTIONERS BENEVOLENT FUND
25/03/2022 - Asset transfer in from THE TESCO RETIRED STAFF ASSOCIATION CARING FUND
24/08/2022 - Asset transfer in from THE CHARITABLE FUND OF THE JOINT INDUSTRIAL COUNCIL OF THE MATCH MANUFACTURING INDUSTRY

Policies in force

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Engaging external speakers at charity events policy and procedures
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Filing Record

20 returns made; AR18: 1 days late,

Recent reorganisation events:

Asset transfer in from THE TESCO RETIRED STAFF ASSOCIATION CARING FUND on 25/03/2022
Asset transfer in from THE CHARITABLE FUND OF THE JOINT INDUSTRIAL COUNCIL OF THE MATCH MANUFACTURING INDUSTRY on 24/08/2022

Main office

UNIT 2
LAKESIDE BUSINESS PARK
SWAN LANE
SANDHURST
BERKSHIRE
GU47 9DN

Objectives

THE OBJECTS OF THE CHARITY ARE:- 3.1.1 THE RELIEF OF PERSONS IN NEED BY REASON OF YOUTH, AGE, ILL-HEALTH, DISABILITY, FINANCIAL HARDSHIP OR OTHER DISADVANTAGE WHO: (A) ARE OR HAVE BEEN ENGAGED IN THE GROCERY TRADE, IN ANY CAPACITY; OR (B) ARE THE SURVIVING SPOUSE, CIVIL PARTNER OR OTHERWISE LONG TERM PARTNER OR CHILD (OR OTHER DEPENDANT OR FORMER DEPENDANT) OF PERSONS WHO HAVE BEEN ENGAGED IN THE GROCERY TRADE; AND 3.1.2 TO UNDERTAKE ANY OTHER CHARITABLE PURPOSE UNDER THE LAW OF ENGLAND AND WALES. IN THIS ARTICLE 3, “GROCERY TRADE” MEANS ANY WORK RELATING TO THE MANUFACTURING, LOGISTICS, DISTRIBUTION AND SALES OF GROCERIES OR OTHER PRODUCTS TYPICALLY SOLD IN SUPERMARKETS, WHETHER WHOLESALE OR RETAIL. FOR THE AVOIDANCE OF DOUBT, THIS DEFINITION SHALL INCLUDE THE OFF-LICENCE TRADE.

Defined Area of Benefit:

NATIONAL

Data Sources