Finance Score: -2

Governance Score: 3

Support Score: 0

Low unrestricted reserves: -2

Good trustee age range: +3

No supporters identified

Overall GiG Score: 1

CYNGOR AR BOPETH GWYNEDD CITIZENS ADVICE

The Charity works for the advancement of education, the protection and preservation of health and the relief of poverty, sickness and distress in particular, but without limitation, for the benefit of the community in Gwynedd and surrounding areas.

Analysis by Giving is Great

Positives:

There have been no material income shortfalls in recent years
A significant proportion of recent income was derived from major grant makers including the Government
The Board appears to be well diversified in terms of age

Financial issues to consider:

Unrestricted reserves appear to be dangerously low at the latest year end

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E		Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/03/23		£786	£812	£-26	£0	£183	£183	2.7	25	18
31/03/22		£653	£676	£-23	£0	£209	£209	3.7	17	17
31/03/21		£529	£499	£30	£0	£232	£227	5.5	14	15
31/03/20		£452	£418	£35	n/a	n/a	n/a	n/a	n/a	46
31/03/19		£657	£679	£-21	£0	£167	£167	3	20	45
31/03/18		£753	£802	£-49	£0	£189	£84	1.3	20	0
31/03/17		£700	£687	£13	£0	£237	£132	2.3	20	0
31/03/16		£726	£674	£52	£0	£325	£115	2	19	0
31/03/15		£736	£777	£-40	£13	£273	£57	0.9	24	0
31/03/14		£815	£765	£50	£13	£314	£83	1.3	24	0
31/03/13		£641	£639	£2	£13	£264	£48	0.9	19	0
31/03/12		£580	£580	£0	£15	£262	£39	0.8	18	0
31/03/11		£522	£520	£2	£12	£262	£34	0.8	15	0
31/03/10		£699	£465	£234	£75	£260	£37	1	14	0
31/03/09		£469	£496	£-27	£0	£0	£0	n/a	0	0
31/03/08		£540	£553	£-13	£74	£72	£63	1.4	16	0
31/03/07		£515	£522	£-6	£68	£85	£83	1.9	18	0
31/03/06		£460	£425	£35	£0	£0	£0	n/a	0	0
31/03/05	*	£357	£357	£0	£0	£0	£0	n/a	0	0
31/03/04	*	£375	£418	£-43	£0	£0	£0	n/a	0	0

Show more rows -->

Show financials table -->

Download accounts

Financial Ratios

Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Highest pay band: Less than £60,000
Liabilities/Assets: 31%
Liabilities/Income: 10%
Unrestricted Funds/Total Funds: 100%
Reserves/Spending: 2.7 months
Net Current Assets/Spending: 3 months
Quick Ratio: 2.6

Asset Split ?

Established: 22 years

www.cabgwynedd.wales

admin@cabgwynedd.cymru

0808 27 87 922

Charity Commission for England and Wales

Tweets

Listed activities

Accommodation/Housing
General Charitable Purposes
The Prevention Or Relief Of Poverty

GiG Classification

Advice organisations

How it operates

Makes Grants to Organisations
Provides advocacy/advice/information
Provides buildings/facilities/open space
Provides human resources
Provides services
Sponsors or undertakes research

Where it operates

Gwynedd,

Who it helps

Children/Young People
Elderly/Old People
People With Disabilities
The General Public/Mankind

Who works here?

25 employees
18 volunteers

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
Lloyds Bank Foundation - Grant to CAB Gwynedd & De Ynys Mon
£14,500	28/08/2013	The overall aim of the project is reduce levels of poverty for a minimum of 330 individuals amongst armed forces veterans and their families in the most deprived areas of Gwynedd over the next 2 ....more The overall aim of the project is reduce levels of poverty for a minimum of 330 individuals amongst armed forces veterans and their families in the most deprived areas of Gwynedd over the next 2 years.
National Lottery Community Fund - Meeting Advice Needs of Rural Gwynedd
£465,114	04/12/2012 60	The project will address the imbalance between the provision of advice and information between the most remote and inaccessible communities and more urban areas of Gwynedd. This will be achieved via ....more The project will address the imbalance between the provision of advice and information between the most remote and inaccessible communities and more urban areas of Gwynedd. This will be achieved via a mobile unit and digital technology, with a Gateway assessor as a first point of contact. The grant, over five years, will fund salaries and associated costs including training, PC, webcams, printers, satellite hardware, mobile unit costs and an element of organisational overheads.
National Lottery Community Fund - Recession: South Gwynedd Specialist Debt and Maximisation of Income Project
£49,000	11/03/2010 24	The project will employ a part time bilingual Case Worker providing both office-based and outreach financial advice, focusing specifically on people who experience financial exclusion due to a ....more The project will employ a part time bilingual Case Worker providing both office-based and outreach financial advice, focusing specifically on people who experience financial exclusion due to a combination of economic, geographic and social exclusion in areas which are characterised by high financial exclusion.

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (11)

Current Trustees appointed

Age Range of Trustees: 42-85

SION HUGHES Appointed: 2021, Occupation: Senior Manager

ALISON JAYNE EVANS Appointed: 2024, Occupation: Chartered Accountant

BETHAN PRICE Appointed: 2021, Occupation: Communications And Management Consultant

IFAN LLEWELYN JONES Appointed: 2003, Occupation: Dean

LESLEY DAY Appointed: 2016, Occupation: County Councillor

ELISABETH ANN CROMPTON Appointed: 2020, Occupation: Retired Teacher, Other trusteeship: ARDAL GWEINIDOGAETH BRO SEIRIOL MINISTRY AREA,

HUW LLWYD ROWLANDS Appointed: 2016, Occupation: Student

JOHN PATRICK POLLARD Appointed: 2010, Occupation: Senior Conservation Manager, Other trusteeship: Y BONT,

MATTHEW JAMES POWELL Appointed: 2013, Occupation: Solicitor

PETER EVANS (Chair) Appointed: 2015, Occupation: Retired

ROBERT IAN CUTHBERTSON Appointed: 2016, Occupation: Retired

Legal constitution

Charitable company registered in England & Wales on 07/06/2002, number: 1092359
Registered at Companies House on 16/01/2002, number: 04353734

Gift Aid

Registered with HMRC for Gift Aid

Other Regulators

Financial Conduct Authority

Policies in force

Bullying and harassment policy and procedures
Campaigns and political activity policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Engaging external speakers at charity events policy and procedures
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Filing Record

20 returns made; AR05: 1 days late, AR04: 1 days late,

Main office

CAB Gwynedd
Canolfan Lafan
2 Glanrafon
BANGOR
Gwynedd

Objectives

THE CHARITY’S OBJECTS ARE TO PROMOTE ANY CHARITABLE PURPOSE FOR THE PUBLIC BENEFIT BY THE ADVANCEMENT OF EDUCATION, THE PROTECTION AND PRESERVATION OF HEALTH AND THE RELIEF OF POVERTY, SICKNESS AND DISTRESS IN PARTICULAR, BUT WITHOUT LIMITATION, FOR THE BENEFIT OF THE COMMUNITY IN GWYNEDD AND SURROUNDING AREAS.

Defined Area of Benefit:

IN PARTICULAR, BUT WITHOUT LIMITATION, THE COMMUNITY IN GWYNEDD AND SURROUNDING AREAS.

Data Sources