Finance Score: -3

Governance Score: 0

Support Score: 5

Volatile income: -3
No PartB

(no info on trustees)

Grant maker support: +5

Overall GiG Score: 2

BERWICKSHIRE HOUSING ASSOCIATION LIMITED

Analysis by Giving is Great

Positives:

The charity has received backing from a grant maker recently
There have been no income shortfalls in recent years

Financial issues to consider:

There has been a change of accounting period recently, so trends may be hard to determine
Income has been volatile recently

Financial Data

Income & Spending ?

Data adjusted to reflect year end change

Period ending	31/03/18	31/03/19	31/03/20	31/03/21	31/03/23
Charitable activities
Donations & Legacies
Other Income
Investment Income
Total income	£8,243,279	£8,312,194	£8,888,389	£9,294,155	£11,491,346
Charitable activities spending
Fundraising costs
Other spending
Total spending	£7,000,852	£7,458,549	£8,156,786	£7,416,139	£9,831,194
Surplus/deficit	£1,242,427	£853,645	£731,603	£1,878,016	£1,660,152

Established: 13 years

www.berwickshirehousing.org.uk

Listed activities

It makes grants, donations or gifts to organisations
It carries out activities or services itself

GiG Classification

Other facilities management and maintenance

Purposes

The advancement of education
The relief of those in need by reason of age, ill-health, disability, financial hardship or other disadvantage

Where it operates

Wider, but within one local authority area, main operating location: Scottish Borders

Who it helps

No specific group, or for the benefit of the community

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
National Lottery Community Fund - BeFriend
£200,000	25/01/2021 36	This group will use the funding to continue its befriending service for older people in Berwickshire and Kelso. Delivery will involve face to face befriending with volunteers group activities ....more This group will use the funding to continue its befriending service for older people in Berwickshire and Kelso. Delivery will involve face to face befriending with volunteers group activities facilitated by staff and volunteers and telephone befriending. The project aims to enhance quality of life tackle isolation and loneliness and enable people to live longer in their own homes. The project will reach 150 befriendees aged 65 years and over and involve 30 volunteers over 3 years.
Scottish Government - Berwickshire Housing Association Limited
£25,000	14/01/2021	Detailed description not provided.
Scottish Government - Berwickshire HA
£78,200	09/06/2020	Detailed description not provided.
National Lottery Community Fund - BeFriend
£325,336	09/05/2016 60	BeFriend
National Lottery Community Fund - Financial Inclusion Project Borders (FIPB)
£568,213	05/02/2014 60	The project will improve the financial capabilities of tenants, who are excluded from mainstream financial products, service, support and advice. Working in partnership with Waverley Housing ....more The project will improve the financial capabilities of tenants, who are excluded from mainstream financial products, service, support and advice. Working in partnership with Waverley Housing Association and Scottish Borders Housing Association, the group will provide a range of financial services for 162 tenants annually, living across the Scottish Borders._x000B__x000B_

Data sourced from Donors via 360 Giving

How is it governed?

Trustees

Sorry we have no information about the Trustees.

Legal constitution

Charity registered in Scotland on 27/05/2011, number: SC042342

Filing Record

5 returns made; AR21: 99 days late,

Main office

55 Newtown Street, Duns, Berwickshire, TD11 3AU

Objectives

2.1 to provide for the relief of those in need by reason of age, ill-health, disability, financial hardship or other disadvantage through the provision, construction, improvement and management of land and accommodation and the provision of care. and 2.2 any other purpose or object permitted under Section 24 of the Housing (Scotland) Act 2010 which is charitable both for the purposes of Section 7 of the Charities and Trustee Investment (Scotland) Act 2005 and also in relation to the application of the Taxes Acts. 2.3 to advance education for the public benefit including without limitation through the provision of nursery care and after school clubs

Data Sources