Finance Score: -3

Governance Score: 3

Support Score: 1

Accounts filed more than 5 days late: -2 times
Reasonable growth: +1
Deficit latest year: -2
No PartB

Gender balanced board: +3

Grant maker support: +1

Overall GiG Score: 1

MONEY MATTERS MONEY ADVICE CENTRE

Analysis by Giving is Great

Positives:

The charity has received backing from a grant maker
There has been reasonable growth in spending over the last 3 years relative to the previous period
There have been no material income shortfalls in recent years
The Board appears to be well diversified in terms of gender
This charity is based in an area of extremely high deprivation

Financial issues to consider:

Accounts have been filed late on 2 occasions over the last 5 years
Income was lower than spending in the latest year

Established: 33 years

www.moneymattersweb.co.uk

Financial Data

Income & Spending ?

Period ending	31/03/18	31/03/19	31/03/20	31/03/21	31/03/22	31/03/23
Charitable activities	£1,276,893	£1,510,188	£1,464,954			£1,634,968
Donations & Legacies
Other Income	£12,504	£18,079	£23,244			£4,389
Investment Income	£54	£138
Total income	£1,289,451	£1,528,405	£1,488,198	£2,228,945	£2,023,486	£1,639,357
Charitable activities spending	£1,214,201	£1,392,945	£1,552,281			£2,025,075
Fundraising costs
Other spending
Total spending	£1,214,201	£1,392,945	£1,552,281	£1,962,144	£1,748,079	£2,025,075
Surplus/deficit	£75,250	£135,460	-£64,083	£266,801	£275,407	-£385,718

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Listed activities

It carries out activities or services itself

Purposes

The prevention or relief of poverty

Where it operates

Wider, but within one local authority area, main operating location: Glasgow City

This charity is based in an area of extremely high deprivation

Who it helps

No specific group, or for the benefit of the community

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
Glasgow City Council - Financial Inclusion Service - Money Matters
£368,015	21/03/2019	The provision of financial inclusion and housing information and advice services.
Glasgow City Council - Financial Inclusion Service - Money Matters
£368,015	31/05/2018	The provision of financial inclusion and housing information and advice services.
Glasgow City Council - Financial Inclusion Service - Money Matters
£368,015	14/04/2016	The provision of financial inclusion and housing information and advice services.

Data sourced from Donors via 360 Giving

How is it governed?

Directors (8)

Current Directors appointed

Gender Split

Based on 7/8 persons

Age Range of Directors: 53-82

BELL, Allan
Appointed: 2019
Occupation: Chef

BOYCE, Maureen
Appointed: 2016
Occupation: Retired

CLARK, Esme Harrower
Appointed: 2010
Occupation: Retired Bookseller

GAUGHAN, Maureen Deirdre
Appointed: 2009
Occupation: Retired

MCCLAFFERTY, Anne
Appointed: 2015
Occupation: Retired

MCDONALD, Maureen
Appointed: 2022
Occupation: Retired

MCEWAN, Martin
Appointed: 2021
Occupation: Caretaker

NELSON, James
Appointed: 2015
Occupation: Retired

Legal constitution

Charity registered in Scotland on 09/05/1991, number: SC017868
Registered at Companies House on 31/05/2001, number: SC219693

Filing Record

4 returns made; AR21: 230 days late, AR20: 339 days late,

Main office

Orkney Street Enterprise Centre, Unit 1 18-20 Orkney Street, Govan, Glasgow, G51 2BX

Objectives

The company's objects are:- (1) To relieve poverty and advance the education of the inhabitants of Govan and the surrounding areas in all matters relating to management of personal finances by:- (i) Providing a comprehensive debt counselling and money advice service. and (ii) Assisting other advice giving agencies in Govan and the surrounding areas in their attempts to relieve poverty. (2) To operate with and/or support any other schemes or projects for the benefit of the community within Govan and the surrounding areas.

Data Sources