Finance Score: 3

Governance Score: 6

Support Score: 3

Good reserves management: +3

Dynamic board: +3
Gender balanced board: +3

Grant maker support: +3

Overall GiG Score: 12

THE BEDFORD AND DISTRICT CITIZENS ADVICE BUREAU

Our service is open to anyone: it is free, independent, confidential and impartial. Citizens Advice Bedford (CAB) primarily exists to help those who live or work in the Borough of Bedford - 175,000 people. In addition CAB delivers services in Central Bedfordshire and throughout England. This service is available to all citizens, regardless of situation, background or social status.

Analysis by Giving is Great

Positives:

Reserves management has been consistently within official guidelines
There have been no material income shortfalls in recent years
A significant proportion of recent income was derived from major grant makers including the Government
The Board appears to be well diversified in terms of gender and dynamic in terms of composition

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E		Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/03/23		£642	£518	£124	£0	£445	£375	8.7	17	18
31/03/22		£525	£515	£10	£0	£321	£294	6.8	17	15
31/03/21		£595	£513	£82	£0	£311	£215	5	18	50
31/03/20		£535	£491	£44	£0	£229	£131	3.2	18	65
31/03/19		£523	£512	£11	£0	£185	£131	3.1	15	61
31/03/18		£445	£442	£4	£0	£0	£0	n/a	0	0
31/03/17		£452	£483	£-31	£0	£0	£0	n/a	0	0
31/03/16		£540	£509	£30	£0	£201	£186	4.4	17	0
31/03/15		£586	£561	£24	£3	£171	£122	2.6	15	0
31/03/14		£562	£514	£48	£3	£146	£105	2.4	14	0
31/03/13		£429	£417	£12	£0	£0	£0	n/a	0	0
31/03/12		£395	£358	£37	£0	£0	£0	n/a	0	0
31/03/11		£357	£363	£-6	£0	£0	£0	n/a	0	0
31/03/10		£359	£346	£13	£0	£0	£0	n/a	0	0
31/03/09		£300	£309	£-10	£0	£0	£0	n/a	0	0
31/03/08	*	£294	£340	£-47	£0	£0	£0	n/a	0	0
31/03/07		£315	£335	£-20	£0	£0	£0	n/a	0	0
31/03/06	*	£321	£318	£3	£0	£0	£0	n/a	0	0

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Financial Ratios

Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Highest pay band: Less than £60,000
Liabilities/Assets: 14%
Liabilities/Income: 11%
Unrestricted Funds/Total Funds: 84%
Reserves/Spending: 8.7 months
Net Current Assets/Spending: 9 months
Quick Ratio: 4.9

Asset Split ?

Established: 20 years

www.bedfordcab.org.uk

admin@bedfordcab.org.uk

01234346543

Charity Commission for England and Wales

Tweets

Listed activities

Accommodation/Housing
Economic/Community Development/Employment
Education/Training
General Charitable Purposes
Human Rights/Religious Or Racial Harmony/Equality Or Diversity
Other Charitable Purposes
The Prevention Or Relief Of Poverty

GiG Classification

Advice organisations

How it operates

Other charitable activities
Provides advocacy/advice/information
Provides services
Sponsors or undertakes research

Where it operates

Throughout England,

Who it helps

Children/Young People
Elderly/Old People
Other Charities Or Voluntary Bodies
Other Defined Groups
People Of A Particular Ethnic Or Racial Origin
People With Disabilities
The General Public/Mankind

Who works here?

17 employees
18 volunteers

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
Harpur Trust - Citizens Advice Bedford
£136,032	08/09/2020	Welfare Benefits Specialist
National Lottery Community Fund - Bedford Advice Network (BAN)
£349,775	19/04/2013 24	The aim of this new project is to create a sustainable, integrated and resilient approach to the advice sector across the Bedford Borough, bringing cohesion to advice services and improving service ....more The aim of this new project is to create a sustainable, integrated and resilient approach to the advice sector across the Bedford Borough, bringing cohesion to advice services and improving service quality for the benefit of clients.

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (5)

Current Trustees appointed

Gender Split

Age Range of Trustees: 53-76

DUNCAN GEAR Appointed: 2021, Occupation: Retired Accountant

ELIZABETH BORLAND Appointed: 2023, Occupation: Retired Hr Director

JANE MORDUE (Chair) Appointed: 2022, Occupation: Retired

DR THOMAS GREVILLE INSKIP Appointed: 2016, Occupation: General Medical Practitioner

MARK SMITH Appointed: 2020, Occupation: Services Manager

Legal constitution

Charitable company registered in England & Wales on 12/11/2004, number: 1106738
Registered at Companies House on 27/07/2004, number: 05190146

Gift Aid

NOT registered with HMRC for Gift Aid

Other Regulators

Financial Conduct Authority

Policies in force

Complaints handling
Conflicting interests
Investment
Paying staff
Risk management
Safeguarding vulnerable beneficiaries
Volunteer management

Filing Record

18 returns made; AR08: 1 days late, AR06: 191 days late,

Main office

The Bedford and District Citizens Advice Bure
8 Harpur Centre
BEDFORD
MK40 1TP

Objectives

TO PROMOTE ANY CHARITABLE PURPOSE FOR THE PUBLIC BENEFIT BY THE ADVANCEMENT OF EDUCATION, THE PROTECTION AND PRESERVATION OF HEALTH AND THE RELIEF OF POVERTY, SICKNESS AND DISTRESS IN PARTICULAR, BUT WITHOUT LIMITATION, FOR THE BENEFIT OF THE COMMUNITY IN THE BOROUGH OF BEDFORD AND SURROUNDING AREAS.

Defined Area of Benefit:

THE BOROUGH OF BEDFORD

Data Sources