Finance Score: -3

Governance Score: 0

Support Score: 1

Poor Liquidity: -1
Accounts overdue -5
Fundraising costs low: +3

No conflicts policy: -1
Only 3 Trustees: -2
Good trustee age range: +3

Grant maker support: +1

Overall GiG Score: -2

LENDING HOPE LIMITED

Facilitate the promotion of education for children and of young persons with special needs under the age of 25, including assistance with transportation to and from their educational establishments.

Analysis by Giving is Great

Positives:

The charity has received modest backing from a grant maker
Fundraising costs are unusually low relative to funds raised

Regulatory & Governance issues to consider:

This charity is not recognised by HMRC for Gift Aid according to its latest published return
This charity does not have a Conflict of Interests policy
There are only 3 trustees

Financial issues to consider:

Liquidity appears to have been slender at the latest year end
Latest accounts are overdue for filing

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/01/22	£571	£539	£31	£11	£51	£51	1.1	9	21
31/01/21	£399	£394	£5	n/a	n/a	n/a	n/a	n/a	3
31/01/20	£384	£377	£7	n/a	n/a	n/a	n/a	n/a	3
31/01/19	£327	£319	£8	n/a	n/a	n/a	n/a	n/a	20

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Financial Ratios

Fundraising Costs/Relevant Income: 1.9%
Fundraising Costs/Total Spending: 2%
Highest pay band: Less than £60,000
Liabilities/Assets: 83%
Liabilities/Income: 45%
Unrestricted Funds/Total Funds: 100%
Reserves/Spending: 1.1 months
Net Current Assets/Spending: -2 months
Quick Ratio: 0.2

Asset Split ?

Established: 6 years

lendinghopeltd@gmail.com

02037452789

Charity Commission for England and Wales

Listed activities

Disability
Education/Training
Religious Activities
The Prevention Or Relief Of Poverty

GiG Classification

Technical, vocational and continuing education

How it operates

Other charitable activities
Provides services

Where it operates

Israel, Throughout England, United States,

Who it helps

People Of A Particular Ethnic Or Racial Origin

Who works here?

9 employees
21 volunteers

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
National Lottery Community Fund - Hope Lives On
£10,000	13/11/2020 6	The funding will be used to provide emotional support sessions for members of the Jewish community who are experiencing disadvantage. The project aims to reduce isolation and improve mental health ....more The funding will be used to provide emotional support sessions for members of the Jewish community who are experiencing disadvantage. The project aims to reduce isolation and improve mental health and well-being during the pandemic.

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (3)

Current Trustees appointed

Age Range of Trustees: 37-60

BREINDEL SCHWARTZ Appointed: 2021, Occupation: Property Management Agent, Other trusteeship: THE UNITED GOAL LTD,

HAIM BARMINKA (Chair) Appointed: 2018, Occupation: Teacher, Other trusteeship: THE UNITED GOAL LTD,

NACHMAN KAHAN Appointed: 2018, Occupation: Teacher, Other trusteeship: THE UNITED GOAL LTD,

Legal constitution

Charitable company registered in England & Wales on 10/07/2018, number: 1179132
Registered at Companies House on 30/01/2018, number: 11177569

Gift Aid

NOT registered with HMRC for Gift Aid

Policies in force

Complaints handling
Paying staff
Risk management
Safeguarding vulnerable beneficiaries
Volunteer management

Filing Record

4 returns made; all on time

Main office

67 FORBURG ROAD
LONDON
N16 6HR

Objectives

THE CHARITY'S OBJECTS (OBJECTS) ARE SPECIFICALLY RESTRICTED TO THE FOLLOWING:3.1 FOR THE PUBLIC BENEFIT TO PROMOTE THE EDUCATION, INCLUDING SOCIAL AND PHYSICAL TRAINING, OF PEOPLE WITH SPECIAL NEEDS UNDER THE AGE OF 25 YEARS IN THE UNITED KINGDOM IN SUCH WAYS AS THE CHARITY TRUSTEES THINK FIT, INCLUDING BY:3.1.1 AWARDING TO SUCH PERSONS SCHOLARSHIPS, MAINTENANCE ALLOWANCES OR GRANTS TENABLE AT ANY SCHOOL, UNIVERSITY, COLLEGE OR INSTITUTION OF HIGHER OR FURTHER EDUCATION;3.1.2 PROVIDING THEIR EDUCATION, INCLUDING THE STUDY OF MUSIC OR OTHER ARTS, TO UNDERTAKE TRAVEL IN FURTHERANCE OF THAT EDUCATION OR TO PREPARE FOR ENTRY TO ANY OCCUPATION, TRADE OR PROFESSION ON LEAVING ANY EDUCATIONAL ESTABLISHMENT;3.2 THE ADVANCEMENT OF THE ORTHODOX JEWISH FAITH;3.3 THE ADVANCEMENT OF ORTHODOX JEWISH RELIGIOUS EDUCATION;3.4 THE RELIEF OF POVERTY AMONGST MEMBERS OF THE JEWISH FAITH

Data Sources