Finance Score: -2

Governance Score: 9

Support Score: 0

Low unrestricted reserves: -2
Pension deficit: -1
Reasonable growth: +1

Good trustee age range: +3
Dynamic board: +3
Gender balanced board: +3

No supporters identified

Overall GiG Score: 7

COASTLINE HOUSING LIMITED

Coastline Housing Ltd is an independent, social business, run on a not-for-profit basis. As a major housing provider with more than 3,700 homes in ownership, any financial surplus from our activities is invested back into improving our homes, communities and services.

Analysis by Giving is Great

Positives:

There has been reasonable growth in spending over the last 3 years relative to the previous period
There have been no material income shortfalls in recent years
A significant proportion of recent income was derived from major grant makers including the Government
The Board appears to be well diversified in terms of age and gender and dynamic in terms of composition

Regulatory & Governance issues to consider:

Over half the Board have joined recently

Financial issues to consider:

Unrestricted reserves appear to be dangerously low at the latest year end
There is a pension deficit of £1,405,000

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/03/23	£41,809	£35,586	£6,223	£0	£74,768	£0	n/a	301	79
31/03/22	£46,641	£37,284	£9,357	£0	£68,545	£0	n/a	289	54
31/03/21	£33,364	£30,001	£3,363	£0	£59,188	£59,156	23.7	315	150
31/03/20	£42,355	£31,463	£10,892	£0	£55,825	£55,825	21.3	295	48
31/03/19	£34,005	£24,263	£9,742	£0	£43,599	£43,530	21.5	277	28
31/03/18	£32,889	£24,218	£8,671	£0	£35,501	£35,394	17.5	259	0
31/03/17	£26,612	£22,566	£4,046	£0	£26,814	£26,686	14.2	249	0
31/03/16	£25,477	£21,147	£4,330	£0	£23,566	£23,475	13.3	247	0
31/03/15	£21,684	£15,103	£6,581	£0	£21,582	£21,550	17.1	223	0
31/03/14	£21,983	£15,210	£6,773	£0	£18,929	£18,897	14.9	233	0
31/03/13	£20,438	£14,633	£5,805	£0	£15,926	£15,894	13	208	0
31/03/12	£19,350	£15,161	£4,189	£0	£12,811	£12,779	10.1	184	0
31/03/11	£18,597	£15,193	£3,404	£0	£-626	£-658	-0.5	175	0
31/03/10	£18,620	£17,876	£744	£0	£-4,743	£-4,743	-3.2	176	0
31/03/09	£17,482	£16,695	£787	£139	£-2,863	£-2,895	-2.1	171	0
31/03/08	£16,312	£15,985	£327	£24	£-2,395	£-2,395	-1.8	172	0
31/03/07	£13,665	£13,790	£-125	£0	£-3,462	£-3,462	-3	136	0
31/03/06	£12,525	£13,163	£-638	£0	£0	£0	n/a	0	0
31/03/05	£12,084	£12,459	£-375	£0	£0	£0	n/a	0	0
31/03/04	£11,050	£10,756	£294	£0	£0	£0	n/a	0	0

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Financial Ratios

Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Senior Staff Costs/Total Spending: 5%
Highest pay band: £150,000-£200,000
Liabilities/Assets: 81%
Liabilities/Income: 796%
Unrestricted Funds/Total Funds: 0%
Reserves/Spending: 0 months
Net Current Assets/Spending: 23 months
Quick Ratio: 3.9

Asset Split ?

Established: 26 years

www.coastlinehousing.co.uk

sara.pascoe@coastlinehousing.co.uk

01209200125

Charity Commission for England and Wales

Tweets

Listed activities

Accommodation/Housing
Disability

GiG Classification

Other facilities management and maintenance

How it operates

Acts as an umbrella or resource body
Makes Grants to Organisations
Provides advocacy/advice/information
Provides buildings/facilities/open space
Provides services

Where it operates

Cornwall,

Who it helps

Children/Young People
Elderly/Old People
People With Disabilities
The General Public/Mankind

Who works here?

301 employees
79 volunteers

Who's supporting them? ?

We have no records of donations from grant makers.

How is it governed?

Trustees (11)

Current Trustees appointed

Gender Split

Based on 10/11 persons

Age Range of Trustees: 40-66

ALLISTER YOUNG Appointed: 2014, Occupation: Director Of Finance

ANDRE Appointed: 2020

BENJAMIN PRESCOTT TRELEAVEN Appointed: 2022, Occupation: Managing Director

CHARLES PEARS Appointed: 2021, Occupation: Company Director

DAVID GARTH BARLOW Appointed: 2022, Occupation: Chartered Accountant

GILL PIPKIN Appointed: 2024, Occupation: Chief Executive

KAREN HARRIS Appointed: 2020, Occupation: Trustee

KELLY MARIE KEMP Appointed: 2022, Occupation: Non-Executive Director

MICHELLE TUCKER Appointed: 2024, Occupation: Delivery Executive

PAUL Appointed: 2022

STEVEN HARRISON Appointed: 2018, Occupation: Retired

Legal constitution

Charitable company registered in England & Wales on 17/12/1997, number: 1066916
Registered at Companies House on 27/11/1996, number: 03284666

Gift Aid

NOT registered with HMRC for Gift Aid

Other Regulators

Care Quality Commission
Homes England

Policies in force

Bullying and harassment policy and procedures
Campaigns and political activity policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Filing Record

20 returns made; all on time

Main office

COASTLINE HOUSING LTD
4 BARNCOOSE GATEWAY PARK
BARNCOOSE
REDRUTH
TR15 3RQ

Objectives

1) THE RELIEF OF PERSONS IN NECESSITOUS CIRCUMSTANCES, THE AGED, DISABLED, HANDICAPPED, AND CHRONICALLY SICK THROUGH THE PROVISION OF SUITABLE HOUSING, AMENITIES AND SERVICES.2) THE PROVISION OF RECREATIONAL OR OTHER FACILITIES IN THE INTERESTS OF SOCIAL WELFARE WITH THE OBJECT OF IMPROVING THE CONDITIONS OF LIFE FOR THE CUSTOMERS AND OTHER PERSONS ELIGIBLE FOR BENEFIT FROM THE COMPANY.3) THE RELIEF OF POVERTY AND THE ADVANCEMENT OF EDUCATION FOR THE BENEFIT OF THE COMMUNITY.

Defined Area of Benefit:

NOT DEFINED

Data Sources