Finance Score: -6
Governance Score: 3
Support Score: 3
  • Liabilities <10%: +3
  • Excess reserves: -3
  • Multiple Deficits: -2
  • Fundraising costs high: -4
  • Gender balanced board: +3
  • Gov Income
  • Grant maker support: +3
Overall GiG Score: 0 ?

RAILWAY BENEVOLENT INSTITUTION 

The RBF is the working name used by the Railway Benevolent Institution and exists to help both active and retired railway people in need through the provision of financial grants.
Analysis by Giving is Great

Positives:

  • The charity has received Government grants
  • This charity has a robust balance sheet
  • The Board appears to be well diversified in terms of gender

Financial issues to consider:

  • This charity has substantial assets and unrestricted reserves of £2,539,145 available, equivalent to 37 months of spending and so may not be able to utilise additional funding
  • On several occasions in recent years income has been less than spending
  • Fundraising costs are extremely high relative to funds raised

Financial Data ?

Income & Spending ?
Sources of Income ?
Y/E Income
£k
Spending
£k
Surplus/
Deficit
Fundraising
Cost £k
Total
Funds £k
Unrestricted
Funds £k
Mths
Rsrvs
Staff Volun-
teers
31/12/22£583£826£-243£153£3,525£2,53936.99123
31/12/21£405£633£-229n/an/an/an/an/a126
31/12/20£330£531£-201n/an/an/an/an/a98
31/12/19£389£613£-225n/an/an/an/an/a15
31/12/18£378£621£-243£0£0£0n/a025
31/12/17£517£677£-160£145£4,156£3,27958.160
31/12/16£944£677£266£161£4,104£3,2755860
31/12/15£628£622£6£316£3,507£2,7495350
31/12/14£460£599£-139£0£0£0n/a00
31/12/13£545£679£-134£133£3,643£2,87650.820
31/12/12£468£519£-51£0£0£0n/a00
31/12/11£451£550£-99£0£0£0n/a00
31/12/10£554£508£45£76£3,471£2,79165.910
31/12/09£348£544£-195£0£0£0n/a00
31/12/08£453£718£-265£0£0£0n/a00
31/12/07£389£649£-261£0£0£0n/a00
31/12/06£391£647£-257£0£0£0n/a00
31/12/05£402£541£-139£0£0£0n/a00
31/12/04£387£488£-102£0£0£0n/a00

Financial Ratios
Fundraising Costs/Relevant Income: 37.4%
Fundraising Costs/Total Spending: 21.9%
Highest pay band: Less than £60,000
Liabilities/Assets: 3%
Liabilities/Income: 17%
Unrestricted Funds/Total Funds: 72%
Reserves/Spending: 36.9 months
Net Current Assets/Spending: 3 months
Quick Ratio: 2.8
Asset Split ?
Established: 59 years

www.railwaybenefitfund.org.uk

info@railwaybenefitfund.org.uk

03452412885

Charity Commission for England and WalesFacebookX
UN SDGs
?
Listed activities
  • Disability
  • Education/Training
  • General Charitable Purposes
  • The Prevention Or Relief Of Poverty
GiG Classification
  • Poverty relief
How it operates
  • Makes Grants to Individuals
  • Provides advocacy/advice/information
Where it operates
  • Ireland, Northern Ireland, Scotland, Throughout England And Wales,
Who it helps
  • Children/Young People
  • Elderly/Old People
  • Other Defined Groups
  • People With Disabilities
Who works here?
  • 9 employees
  • 123 volunteers

Who's supporting them? ?

We have no records of donations from grant makers.

How is it governed?

Trustees (12)
Current Trustees appointed
Gender Split

Legal constitution
  • Charity registered in England & Wales on 19/02/1965, number: 206312
Gift Aid
  • Registered with HMRC for Gift Aid
Policies in force
  • Complaints handling
  • Conflicting interests
  • Investment
  • Paying staff
  • Risk management
  • Safeguarding vulnerable beneficiaries
  • Volunteer management
Filing Record
19 returns made; all on time
Main office

1st Floor
Millenium House
40 Nantwich Road
Crewe
Cheshire
CW2 6AD

Objectives

TO RELIEVE AGED OR DISABLED OR NECESSITOUS RAILWAYMEN, THEIR SPOUSES OR CHILDREN, OR OTHER RELATIVES OR PERSONS WHO WERE IMMEDIATELY AND WHOLLY OR PARTLY DEPENDENT UPON THEM.

Defined Area of Benefit:

NATIONAL

Data Sources

Charity Commission for England and Wales
CharityBase
Authorised officials of this charity can add information to this page (including a Donate Now button) for no cost

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