Finance Score: 1

Governance Score: -4

Support Score: 3

Poor Liquidity: -1
Strong growth: +2

Only 4 Trustees: -1
Static board: -3

Overall weighted support: +3

Overall GiG Score: 0

BEDERECH KOVOD

Making grants to poor families and individuals for basic needs such as food and the likeMaking grants to poor families and individuals in need of medical requirements Assistance forreligious institutions.Making Grants for the enhancement of the practice of the Jewish Religion

Analysis by Giving is Great

Positives:

The charity has received backing from a grant maker recently
There has been strong growth in spending over the last 5 years
There have been no material income shortfalls in recent years

Regulatory & Governance issues to consider:

This charity is not recognised by HMRC for Gift Aid according to its latest published return
There are only 4 trustees
The Board composition appears to be rather static

Financial issues to consider:

Liquidity appears to have been slender at the latest year end

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E		Income £k	Spending £k	Surplus/ Deficit £k	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
30/11/23		£4,279	£4,300	£-22	£0	£6	£6	0	1	0
30/11/22		£3,484	£3,462	£22	£0	£27	£27	0.1	1	0
30/11/21		£1,840	£1,842	£-2	£0	£5	£5	0	1	0
30/11/20		£751	£743	£8	£0	£8	£8	0.1	2	2
30/11/19	*	£0	£0	£0	n/a	n/a	n/a	n/a	n/a	n/a
30/11/18	*	£0	£0	£0	n/a	n/a	n/a	n/a	n/a	n/a
30/11/17		£0	£0	£0	n/a	n/a	n/a	n/a	n/a	n/a
30/11/16	*	£0	£0	£0	n/a	n/a	n/a	n/a	n/a	n/a
30/11/15	*	£0	£0	£0	n/a	n/a	n/a	n/a	n/a	n/a
30/11/14	*	£0	£0	£0	n/a	n/a	n/a	n/a	n/a	n/a
30/11/13	*	£0	£0	£0	n/a	n/a	n/a	n/a	n/a	n/a

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Financial Ratios

Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Highest pay band: Less than £60,000
Liabilities/Assets: 83%
Liabilities/Income: 1%
Unrestricted Funds/Total Funds: 100%
Reserves/Spending: 0 months
Net Current Assets/Spending: 0 months
Quick Ratio: 1.2

Asset Split ?

Balance Sheet History

Established: 11 years

01616606042

Charity Commission for England and Wales

Listed activities

Religious Activities
The Advancement Of Health Or Saving Of Lives
The Prevention Or Relief Of Poverty

GiG Classification

Grant-making foundations

How it operates

Makes grants to individuals
Makes grants to organisations

Where it operates

Bury, Salford City,

Who it helps

Elderly/Old People
Other Charities Or Voluntary Bodies
People Of A Particular Ethnic Or Racial Origin

Who supports them? ?

Donations from Grant Makers ?

We have details on the following donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
National Lottery Community Fund - Bederech Kovod Vouchers
£10,000	17/02/2023	The funding will be used to provide food and clothing vouchers for 50 families from the Jewish community who living in financial poverty. This project aims to improve mental health and wellbeing for ....more The funding will be used to provide food and clothing vouchers for 50 families from the Jewish community who living in financial poverty. This project aims to improve mental health and wellbeing for these families during the current cost of living crisis.
DCMS - Coronavirus Community Support Fund
£10,000	30/09/2020	"The fund aims to:1) To reduce closures of essential charities that provide essential services to vulnerable groups during the COVID-19 crisis by ensuring they have the financial resources to ....more "The fund aims to:1) To reduce closures of essential charities that provide essential services to vulnerable groups during the COVID-19 crisis by ensuring they have the financial resources to operate, thereby reducing the burden on public services.2) To ensure essential services are provided to vulnerable people, both in the short and long term through increased community support through the work of charitable organisations."
National Lottery Community Fund - Empower users
£10,000	09/03/2020 12	The funding will be used to to run an Orthodox Jewish community project offering financial advice and education in both Yiddish and English to improve confidence in dealing with finances, debt and ....more The funding will be used to to run an Orthodox Jewish community project offering financial advice and education in both Yiddish and English to improve confidence in dealing with finances, debt and promoting better financial attitudes within families and the community.

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (4)

Current Trustees appointed

ELIYHOU SIMCHOH LEECH Appointed: 2019

MARTIN SCHER Appointed: 2019

NACHMAN GRUNER Appointed: 2012

SHAUL GROSSBERGER Appointed: 2019

Legal constitution

Charity registered in England & Wales on 12/04/2013, number: 1151634

Gift Aid

NOT registered with HMRC for Gift Aid

Policies in force

Internal charity financial controls policy and procedures
Safeguarding vulnerable beneficiaries
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures

Filing Record

11 returns made; AR19: 28 days late, AR18: 37 days late, AR16: 113 days late, AR15: 96 days late, AR14: 15 days late, AR13: 37 days late,

Main office

7 Bevendon Square
SALFORD
M7 4TF

Objectives

1. THE ADVANCEMENT OF EDUCATION ACCORDING TO THE BELIEFS AND VALUES OF THE ORTHODOX JEWISH FAITH;2. THE ADVANCEMENT OF THE JEWISH ORTHODOX RELIGION.

Data Sources

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