Finance Score: -7
Governance Score: 9
Support Score: 7
  • Good reserves management: +3
  • Spending falling: -1
  • Multiple Deficits and declines: -5
  • Fundraising costs high: -4
  • Good trustee age range: +3
  • Dynamic board: +3
  • Gender balanced board: +3
  • Overall weighted support: +7
Overall GiG Score: 9 ?

AGE UK WEST CUMBRIA

To improve the lives of older people in Allerdale and Copeland.
Analysis by Giving is Great

Positives:

  • Reserves management has been consistently within official guidelines
  • A significant proportion of recent income was derived from major grant makers including the Government
  • The Board appears to be well diversified in terms of age and gender and dynamic in terms of composition

Financial issues to consider:

  • Spending has fallen significantly over the last 5 years relative to the previous period
  • Income has been volatile and on several occasions in recent years less than spending
  • Fundraising costs are extremely high relative to funds raised

Financial Data ?

Income & Spending ?
Sources of Income ?
Y/E Income
£k
Spending
£k
Surplus/
Deficit £k
Fundraising
Cost £k
Total
Funds £k
Unrestricted
Funds £k
Mths
Rsrvs
Staff Volun-
teers
31/03/23£1,481£1,443£38£429£769£7696.45290
31/03/22£1,214£1,328£-115£486£731£7136.444115
31/03/21*£1,029£988£41£287£838£737943115
31/03/20£1,244£1,629£-385£509£797£6634.962240
31/03/19£1,906£2,203£-297£492£1,182£1,1316.292300
31/03/18£2,231£2,229£2£638£1,472£1,2536.71020
31/03/17£2,283£2,184£99£749£1,533£1,0605.81100
31/03/16£2,060£2,150£-90£701£1,365£1,1466.41190
31/03/15£2,200£2,274£-74£732£1,478£1,2896.8750
31/03/14£2,234£2,178£56£643£1,531£1,4357.9770
31/03/13£2,328£2,323£5£600£1,465£1,3807.1770
31/03/12£2,176£2,110£66£575£2,093£1,6099.1790
31/03/11£2,163£2,034£129£479£2,029£1,5569.21200
31/03/10£1,976£1,892£84£425£1,878£1,3988.91040
31/03/09£2,336£1,918£418£475£1,713£9996.21170

Financial Ratios
Fundraising Costs/Relevant Income: 38.5%
Fundraising Costs/Total Spending: 29.7%
Senior Staff Costs/Total Spending: 6%
Highest pay band: £70,000-£80,000
Liabilities/Assets: 38%
Liabilities/Income: 32%
Unrestricted Funds/Total Funds: 100%
Reserves/Spending: 6.4 months
Net Current Assets/Spending: 2 months
Quick Ratio: 1.4
Asset Split ?
Balance Sheet History
Established: 17 years

WWW.ARMSTRONGWATSON.CO.UK

HOLLY.WOOD@ARMSTRONGWATSON.CO.UK

01228690100

Charity Commission for England and WalesCompanies House
UN SDGs
?
Listed activities
  • General Charitable Purposes
GiG Classification
  • Practical support, advice & companionship
How it operates
  • Provides advocacy/advice/information
  • Provides services
Where it operates
  • Cumbria,
Who it helps
  • Elderly/Old People

Who supports them? ?

Donations from Grant Makers ?

We have details on the following donations. Multi-year donations are allocated to the years for which they are earmarked.

Major supporters in last 5 years
Cumbria Community Foundation£621,706
Ministry of Defence£51,032
National Lottery Community Fund£19,802
Specific Donations
Amount When
Months
To be used for
Cumbria Community Foundation - Whitehaven Well and Warm Spot
£1,000 03/03/2023
6
Whitehaven Well and Warm Spot
Cumbria Community Foundation - Winter Warm Spots
£2,000 24/02/2023
2
Winter Warm Spots
Cumbria Community Foundation - Winter Warm Spot
£1,000 23/11/2022
5
Winter Warm Spot
Cumbria Community Foundation - Meal Provision to prevent hospital residential
£20,063 15/11/2022
3
Meal Provision to prevent hospital residential
Cumbria Community Foundation - WWF Partnership Agreement GDF-Allerdale
£46,620 14/10/2022
5
WWF Partnership Agreement GDF-Allerdale
Cumbria Community Foundation - Winter Warmth Fund Partnership Agreement
£65,000 29/09/2022
Winter Warmth Fund Partnership Agreement
Cumbria Community Foundation - Well@Home: West Cumbria A&E prevention
£56,371 09/09/2022
10
Well@Home: West Cumbria A&E prevention
Cumbria Community Foundation - Winter Warmth Fund/Household Support Fund
£37,800 12/08/2022
Winter Warmth Fund /Household Support Fund
National Lottery Community Fund - Wigton Older People's Community Space
£9,960 22/04/2022
The funding will be used to transform part of the group's shop into a community space for older people. This will enable them to provide day services for participants including lunch clubs activity sessions clubs and groups low level health support ....more
Cumbria Community Foundation - Befriending scheme continuation funding
£7,000 06/01/2022
Befriending scheme continuation funding
Cumbria Community Foundation - Home from Hospital: Well@Home service
£190,116 25/11/2021
Home from Hospital: Well@Home service
Cumbria Community Foundation - Winter Warmth Fund Partnership Agreement
£44,000 11/10/2021
Winter Warmth Fund Partnership Agreement
Cumbria Community Foundation - Bedrock awards - Stage 1
£24,265 31/03/2021
Bedrock awards - Stage 1
Cumbria Community Foundation - Health and Hearing Hubs: West Cumbria
£2,454 31/03/2021
Health and Hearing Hubs: West Cumbria
Ministry of Defence - Covenant Fund
£35,000 12/02/2021
Address social isolation by targeting specific groups within the Armed Forces community who are traditionally harder to reach.
National Lottery Community Fund - Rural Health Hubs for older people in West Cumbria
£9,842 28/01/2021
12
The project will use the funding to work in collaboration with Hearing Support Service Cumbria to set up pilot community health hubs in community spaces for older people in rural areas of West Cumbria. This aims to improve wellbeing and reduce ....more
Cumbria Community Foundation - Donor directed Covid 19
£40,000 20/01/2021
Donor directed Covid 19 - Staff costs
Cumbria Community Foundation - Winter Warmth Fund Partnership Agreement
£43,000 07/10/2020
Winter Warmth Fund Partnership Agreement
Cumbria Community Foundation - Covid 19 Crisis Support for Older people
£11,017 24/09/2020
Covid 19 Crisis Support for Older people
Ministry of Defence - £10M Veterans' Mental Health and Wellbeing Fund
£16,032 15/05/2020
to provide immediate support for vulnerable veterans with reduced social contact
Cumbria Community Foundation - Donor directed Covid 19
£20,000 06/04/2020
5
Donor directed Covid 19
Cumbria Community Foundation - Covid 19 Community Helpdesk & Support service
£10,000 01/04/2020
2
Covid 19 Community Helpdesk & Support service
Cumbria Community Foundation - Winter Warmth Fund Partnership Agreement
£45,160 08/10/2019
Winter Warmth Fund Partnership Agreement
Co-Operative Group - Grant to Age UK West Cumbria
£5,726 19/11/2018
We need to purchase a seat, and flower tubs of sufficient height and stability so our members don't need to stoop to tend them.
Cumbria Community Foundation - Winter Warmth Fund Partnership Agreement
£42,900 04/10/2018
Winter Warmth Fund Partnership Agreement
Co-Operative Group - Grant to Moor Row Jubilee Club
£3,748 04/08/2017
The Jubilee Club helping the over 55 overcome loneliness by interacting within the community. Providing positive solutions.
Henry Smith Charity - Grant to Age UK West Cumbria
£88,300 10/03/2016
36
towards three years' running costs of a project providing a range of support services around health and wellbeing for older people in Cumbria
National Lottery Community Fund - Community Connections
£493,917 09/03/2016
60
A community befriending project to support lonely and isolated older people, such as those who are bereaved, have a physical or mental health condition, and those with mobility or transport issues, to lead healthier and more active lives. The scheme ....more
The Clothworkers Foundation - Grant to Age UK West Cumbria
£25,000 18/01/2016
Purchase and installation of a lift
National Lottery Community Fund - Men in a Workshop
£10,000 15/10/2014
12
Not Available
National Lottery Community Fund - Derwent and Greta Communities Action Project
£196,868 10/08/2010
36
This project is to help older people living in Cockermouth, Workington, Keswick and outlying villages affected by the Allerdale floods that occurred in November 2009. It will provide information, support and signposting to deal with practical and ....more
National Lottery Community Fund - Active For Life
£443,206 11/02/2010
60
The new Whitehaven project will support over 55s who live in isolated rural communities or who are socially excluded through poverty by helping to develop their interests and skills, enable them to be socially integrated and involved in their ....more
Show more rows

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (6)
Current Trustees appointed
Gender Split
Based on 5/6 persons

Age Range of Trustees: 38-76
  • COLIN ERNEST FAIRBAIRN Appointed: 2020, Occupation: Chartered Engineer
  • LEE JARDINE Appointed: 2020, Occupation: Manager
  • RACHEL D'SOUZA Appointed: 2023, Occupation: Solicitor
  • RACHEL KIRKWOOD (Chair) Appointed: 2021, Occupation: Health And Care Nhs Trust
  • SUSAN GALLAGHER Appointed: 2014, Occupation: Retired
  • WILLIAM GRAHAM Appointed: 2021, Occupation: Head Of Investments
Legal constitution
  • Charitable company registered in England & Wales on 19/12/2007, number: 1122049
  • Registered at Companies House on 10/01/2007, number: 06047495
Gift Aid
  • Registered with HMRC for Gift Aid
Policies in force
  • Complaints handling
  • Conflicting interests
  • Investment
  • Paying staff
  • Risk management
  • Safeguarding vulnerable beneficiaries
  • Volunteer management
Filing Record
15 returns made; AR21: 59 days late,
Recent reorganisation events:
  • Asset transfer in from AGE UK SUPPORT SERVICES NORTH WEST on 08/01/2020
Main office

JAMES WATSON HOUSE
BUTE HOUSE
MONTGOMERY WAY
ROSEHILL INDUSTRIAL ESTATE
CARLISLE
CA1 2UU

Objectives

TO PROMOTE THE RELIEF OF ELDERLY PEOPLE IN ANY MANNER WHICH NOW OR HEREAFTER MAY BE DEEMED BY LAW TO BE CHARITABLE PRIMARILY IN NORTH WEST CUMBRIA, IE THE DISTRICTS OF ALLERDALE AND COPELAND (HEREINAFTER CALLED THE AREA OF BENEFIT). HOWEVER, AS A MEMBER OF AN ASSOCIATION, PARTNERSHIP OR CONSORTIUM, THE COMBINED GEOGRAPHIC AREAS SERVED BY THE ASSOCIATION, PARTNERSHIP OR CONSORTIUM MEMBERS.

Defined Area of Benefit:

NORTH WEST CUMBRIA, IE, THE DISTRICTS OF ALLERDALE AND COPELAND

Data Sources

Charity Commission for England and Wales
360 Giving

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