Finance Score: -5

Governance Score: 5

Support Score: 0

Spending falling: -1
but now stabilising: +1
Multiple Deficits and declines: -5
No PartB

Good trustee age range: +3
Dynamic board: +3
Mainly male board: -1

No supporters identified

Overall GiG Score: 0

NATWEST SOCIAL & COMMUNITY CAPITAL

The charity aims to help local community groups through, for example, the provision of loans to Social Enterprises, charities, not-for-profit organisations & Responsible Finance providers. Our mission is to create positive change for vulnerable & disadvantaged groups across the United Kingdom through the provision of finance to viable social ventures that have been refused traditional bank lending

Analysis by Giving is Great

Positives:

The Board appears to be well diversified in terms of age and dynamic in terms of composition

Regulatory & Governance issues to consider:

This charity only provides its support via other charities
The Board is predominantly male

Financial issues to consider:

A PartB annual return has not been required and so detailed financial information is not available from the online data
Spending has fallen significantly over the last 5 years relative to the previous period but has stabilised more recently
Income has been volatile and on several occasions in recent years less than spending

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E		Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff
31/12/22		£246	£221	£25	n/a	n/a	n/a	n/a	n/a
31/12/21		£268	£346	£-79	n/a	n/a	n/a	n/a	n/a
31/12/20		£321	£1,676	£-1,355	n/a	n/a	n/a	n/a	n/a
31/12/19		£376	£2	£374	n/a	n/a	n/a	n/a	n/a
31/12/18		£378	£515	£-138	£0	£0	£0	n/a	0
31/12/17		£373	£479	£-106	£0	£0	£0	n/a	0
31/12/16		£479	£341	£138	£0	£0	£0	n/a	0
31/12/15		£402	£170	£233	£0	£0	£0	n/a	0
31/12/14		£10,284	£722	£9,562	£14	£11,548	£11,548	191.9	0
31/12/13		£248	£349	£-101	£0	£0	£0	n/a	0
31/12/12		£423	£449	£-27	£0	£0	£0	n/a	0
31/12/11		£1,012	£42	£971	£11	£2,114	£2,114	609.4	0
31/12/10		£13	£50	£-36	£0	£0	£0	n/a	0
31/12/09		£7	£35	£-27	£0	£0	£0	n/a	0
31/12/08		£22	£30	£-8	£0	£0	£0	n/a	0
31/12/07		£2	£1	£1	£0	£0	£0	n/a	0
31/12/06		£20	£1	£18	£0	£0	£0	n/a	0
31/12/05		£2	£1	£1	£0	£0	£0	n/a	0
31/12/04	*	£3	£1	£2	£0	£0	£0	n/a	0

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Highest pay bracket: less than £60,000

Established: 24 years

www.natwest.co.uk/scc

natwestscc@natwest.co.uk

02076721411

Charity Commission for England and Wales

Tweets

Listed activities

Economic/Community Development/Employment

GiG Classification

Community services

How it operates

Provides other finance

Where it operates

Scotland,

Who it helps

Other Charities Or Voluntary Bodies

Who's supporting them? ?

We have no records of donations from grant makers.

How is it governed?

Trustees (8)

Current Trustees appointed

Gender Split

Based on 7/8 persons

Age Range of Trustees: 34-57

PARITA DOSHI Appointed: 2022, Occupation: Charity Deputy Director

ANSHU MANDAL Appointed: 2023, Occupation: Business Advisor

ASH MOHAMMED Appointed: 2021, Occupation: Head Of Ventures & Change Oversight

JOSHUA MEEK Appointed: 2022, Occupation: Head Of Research

ANDREW HARRISON Appointed: 2020, Occupation: Bank Official

BENJAMIN PAUL FRASER SMITH Appointed: 2018, Occupation: Director

DEBRA PHILLIPS Appointed: 2020, Occupation: Bank Official

JOHN DIXON Appointed: 2022, Occupation: Bank Official, Other trusteeship: THE BRIDGE CHARITY,

Legal constitution

Charitable company registered in England & Wales on 29/02/2000, number: 1079626
Registered at Companies House on 23/12/1999, number: 03901460

Gift Aid

NOT registered with HMRC for Gift Aid

Policies in force

Complaints handling
Conflicting interests
Investment
Paying staff
Risk management
Safeguarding vulnerable beneficiaries
Volunteer management

Filing Record

19 returns made; AR04: 10 days late,

Main office

250 BISHOPSGATE
LONDON
EC2M 4AA

Objectives

THE OBJECTS OF THE CHARITY ARE THE GENERAL PURPOSES OF SUCH CHARITABLE BODIES OR FOR SUCH OTHER PURPOSES AS THE TRUSTEES MAY FROM TIME TO TIME DECIDE THROUGHOUT ENGLAND, SCOTLAND AND WALES AND SUCH OTHER COUNTRIES AS THE TRUSTEES MAY FROM TIME TO TIME DETERMINE AS SHALL EXCLUSIVELY CHARITABLE.

Defined Area of Benefit:

SHROPSHIRE, HEREFORD AND WORCESTER, WARWICKSHIRE, STAFFORDSHIRE AND THE UNITARY AUTHORITIES OF STOKE-ON-TRENT, WOLVERHAMPTON, WASALL, SANDWELL, DUDLEY, BIRMINGHAM, SOLIHULL.

Data Sources