Finance Score: -5

Governance Score: 1

Support Score: 0

Liabilities <10%: +3
Excess reserves: -5
Positive trading contribution: +2;Fundraising costs high: -5

Narrow trustee age band: -2
Dynamic board: +3

No supporters identified

Overall GiG Score: -4

THE BORROW FOUNDATION

The Borrow Foundation is a grant making organisation, committed to the improvement of oral health, primarily in children, through the prevention of oral diseases. The work we support reaches many parts of the world, with the focus being firmly on population oral health and the need to reduce inequalities, within and between countries.

Analysis by Giving is Great

Positives:

This charity has a robust balance sheet
More than half of total income was derived from trading and fees in the latest year
The Board appears to be dynamic in terms of composition

Regulatory & Governance issues to consider:

The Board has little diversity in terms of age
Over half the Board have joined recently

Financial issues to consider:

This charity has substantial assets and unrestricted reserves of £26,936,881 available, equivalent to 195 months of spending and so may not be able to utilise additional funding
Fundraising costs are extremely high relative to funds raised

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E		Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff
31/03/23		£2,013	£1,657	£356	£695	£26,937	£26,937	195	10
31/03/22		£1,533	£1,424	£108	£592	£27,755	£27,755	233.8	11
31/03/21		£1,804	£1,499	£305	£646	£28,076	£28,076	224.7	11
31/03/20		£1,598	£1,400	£199	£576	£25,053	£25,053	214.8	11
31/03/19		£1,559	£1,620	£-61	£552	£26,156	£26,156	193.8	11
31/03/18	*	£1,650	£1,490	£160	£587	£26,208	£26,208	211.1	11
31/03/17	*	£1,359	£1,444	£-85	£579	£23,899	£23,899	198.6	10
31/03/16	*	£1,335	£1,331	£3	£506	£22,198	£22,198	200.1	7
31/03/15		£1,303	£1,225	£78	£453	£24,601	£24,601	241	7
31/03/14		£1,233	£1,143	£90	£434	£19,012	£19,012	199.6	7
31/03/13		£1,290	£1,197	£92	£525	£18,499	£18,499	185.4	8
31/03/12		£1,205	£1,236	£-31	£461	£17,630	£17,630	171.1	8
31/03/11		£1,193	£1,126	£68	£442	£17,870	£17,870	190.5	8
31/03/10		£1,310	£1,251	£59	£496	£17,451	£17,451	167.3	8
31/03/09		£934	£720	£214	£527	£14,892	£14,892	248.1	8
31/03/08		£928	£624	£304	£502	£16,578	£16,578	318.9	8
31/03/07		£720	£742	£-22	£38	£13,984	£13,984	226.2	8
31/03/06		£902	£736	£166	£0	£0	£0	n/a	0
31/03/05		£578	£534	£44	£0	£0	£0	n/a	0
31/03/04		£657	£544	£114	£0	£0	£0	n/a	0

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Financial Ratios

Fundraising Costs/Relevant Income: INF%
Fundraising Costs/Total Spending: 44.9%
Senior Staff Costs/Total Spending: 9%
Highest pay band: £120,000-£130,000
Liabilities/Assets: 9%
Liabilities/Income: 133%
Unrestricted Funds/Total Funds: 100%
Reserves/Spending: 195 months
Net Current Assets/Spending: 9 months
Quick Ratio: 2.5

Asset Split ?

Established: 27 years

www.borrowfoundation.org

enquiries@borrowfoundation.org

02392262222

Charity Commission for England and Wales

Tweets

Listed activities

The Advancement Of Health Or Saving Of Lives

GiG Classification

Scientific research and testing services

How it operates

Makes Grants to Organisations
Provides advocacy/advice/information
Sponsors or undertakes research

Where it operates

Australia, Burma, Cambodia, Chile, Leeds City, Lithuania, Newcastle Upon Tyne City, Occupied Palestinian Territories, Russia, Sweden, Thailand, Vietnam, Zambia,

Who it helps

Children/Young People

Who works here?

10 employees

Who's supporting them? ?

We have no records of donations from grant makers.

How is it governed?

Trustees (5)

Current Trustees appointed

Age Range of Trustees: 60-76

PROFESSOR JUKKA HEIKKI MEURMAN Appointed: 2024, Occupation: Professor

NIGEL BORROW Appointed: 1993, Occupation: Company Director

PROFESSOR ANDREW JOHN RUGG-GUNN (Chair) Appointed: 2003

PROFESSOR LORNA MARGARET DAVIDSON MACPHERSON Appointed: 2023, Occupation: Director

PROFESSOR JONATHON TIMOTHY NEWTON Appointed: 2023, Occupation: Psychologist / University Lecturer, Other trusteeship: ORAL HEALTH FOUNDATION,

Legal constitution

Charitable company registered in England & Wales on 22/01/1997, number: 1060308
Registered at Companies House on 17/01/1997, number: 03303900

Gift Aid

NOT registered with HMRC for Gift Aid

Policies in force

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Serious incident reporting policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures

Filing Record

20 returns made; AR18: 1 days late, AR17: 1 days late, AR16: 2 days late,

Main office

PADNELL GRANGE
PADNELL ROAD
WATERLOOVILLE
HAMPSHIRE
PO8 8ED

Objectives

THE PREVENTION OF ORAL DISEASE AND THE PROMOTION OF ORAL HEALTH AND OF ORAL HEALTH EDUCATION FOR THE BENEFIT OF THE GENERAL PUBLIC.

Defined Area of Benefit:

NOT DEFINED

Data Sources