Finance Score: 2
Governance Score: 9
Support Score: 11
  • Good reserves management: +3
  • Reasonable growth: +1
  • Deficit latest year: -2
  • Good trustee age range: +3
  • Dynamic board: +3
  • Gender balanced board: +3
  • Grant maker support: +11
Overall GiG Score: 22 ?

CHRISTIANS AGAINST POVERTY 

Christians Against Poverty provides free professional debt help, money education and support groups to members of the public. Services are delivered face-to-face in partnership with local churches, allowing us to provide both practical and emotional support to our clients.
Analysis by Giving is Great

Positives:

  • The charity has received backing from multiple prominent grant makers recently
  • Reserves management has been consistently within official guidelines
  • There has been reasonable growth in spending over the last 3 years relative to the previous period
  • There have been no material income shortfalls in recent years
  • The Board appears to be well diversified in terms of age and gender and dynamic in terms of composition

Financial issues to consider:

  • Income was lower than spending in the latest year
Established: 21 years

www.capuk.org

info@capuk.org

01274760720

Charity Commission for England and WalesCompanies HouseFacebookInstagramX
UN SDGs
?

Financial Data ?

Income & Spending ?
Sources of Income ?
Y/E Income
£k
Spending
£k
Surplus/
Deficit
Fundraising
Cost £k
Total
Funds £k
Unrestricted
Funds £k
Mths
Rsrvs
Staff Volun-
teers
31/12/22£14,957£17,237£-2,280£1,809£5,847£5,6373.94101
31/12/21£15,181£14,742£438£1,507£8,127£7,8736.43911
31/12/20£15,360£14,246£1,114£1,313£7,007£6,8465.831310
31/12/19£14,372£13,657£715£1,222£5,893£5,8745.231111
31/12/18£12,248£11,971£277£1,523£5,178£5,020532410
31/12/17£11,066£10,476£590£1,138£4,901£4,6805.43010
31/12/16£11,313£10,870£443£841£4,311£4,1574.63060
31/12/15£9,525£9,855£-330£665£3,868£3,6894.52450
31/12/14£9,455£8,232£1,223£585£3,403£3,1984.72280
31/12/13£8,290£7,850£441£593£2,180£1,95832010
31/12/12£7,426£7,244£183£468£1,740£1,5442.61890
31/12/11£6,915£6,048£867£445£1,557£1,4172.81610
31/12/10£5,743£5,396£346£351£816£7441.71390
31/12/09£4,912£4,520£392£310£470£4461.21200
31/12/08?£4,502£4,399£102£343£78£450.11350
31/05/07£2,900£2,921£-21£186£615£5692.3810
31/05/06£2,105£2,141£-35£0£0£0n/a00
31/05/05£1,581£1,664£-83£0£0£0n/a00
31/05/04£1,262£1,290£-27£0£0£0n/a00

Financial Ratios
Fundraising Costs/Relevant Income: 13.4%
Fundraising Costs/Total Spending: 10.5%
Senior Staff Costs/Total Spending: 3%
Highest pay band: £80,000-£90,000
Liabilities/Assets: 28%
Liabilities/Income: 15%
Unrestricted Funds/Total Funds: 96%
Reserves/Spending: 3.9 months
Net Current Assets/Spending: 1 months
Quick Ratio: 1
Asset Split ?
What it does
  • Education/Training
  • Religious Activities
  • The Prevention Or Relief Of Poverty
Who works here?
  • 410 employees
  • 1 volunteer
Who it helps
  • The General Public/Mankind
How it operates
  • Provides advocacy/advice/information
  • Provides services
Where it operates
  • Northern Ireland, Scotland, Throughout England And Wales,

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Major supporters in last 5 years
Department for Work and Pensions£1,071,529
Garfield Weston Foundation£60,000
National Lottery Community Fund£47,249
The Ballinger Charitable Trust£10,000
Specific Donations
Amount When
Months
To be used for
National Lottery Community Fund - Holy Trinity Church C.A.P. Debt Centre; Frome
£43,719 28/09/2023
This funding will go towards a debt coach for three years to support the community of Frome. This will help meet an increasing demand for financial advice counselling and support brought on by the ....more
Foundation Scotland - Grant to Christians Against Poverty
£100 24/07/2023
Donation from Vivienne Parry Fund for Christians against poverty in Scotland
Quartet Community Foundation - Grant to Christians Against Poverty
£2,625 16/06/2023
As directed by the donor towards debt advice.
Garfield Weston Foundation - Main Grants award
£30,000 07/10/2022
CAP Money Development
Department for Work and Pensions - CAP Grant for Covid 19: Increasing Debt Advice Capacity 2022
£809,779 20/03/2022
The provision of free to client debt advice as per the statutory remit set out in the Financial Guidance and Claims Act 2018.The grant agreement is to fund the increased capacity of 14.6 FTE advisers.
Department for Work and Pensions - CAP Grant for the Administration of Debt Relief Orders
£261,750 18/03/2022
The administration of c. 1,191 Debt Relief Orders (DROs) by Competent Authorities within the debt sector in England.The Financial Guidance and Claims Act 2018 which established MaPS requires MaPS to ....more
The Ballinger Charitable Trust - Grant to Darlington CAP
£10,000 30/06/2021
Towards core costs of operation.
The MSE Charity - Grant to CAP Larne
£2,052 15/04/2021
Know Your Money - to support the delivery of CAP Money Management courses to children and young people in the Larne area.
Garfield Weston Foundation - Main Grants award
£30,000 07/05/2020
Tackling the UK's Personal Debt Crisis
National Lottery Community Fund - Provision of new CAP Debt Advice Centre
£3,530 23/08/2019
12
Provision of new CAP Debt Advice Centre
The Rayne Foundation - Grant to Christians Against Poverty
£30,000 07/12/2017
36
Towards the expansion of CAP Release, an eight-week programme for people with an identified low-grade habit or addiction who have decided they want to stop.
Nesta - AC00680
£212,796 15/08/2017
22
Savers Support Fund programme grant to Christians Against Poverty Grant Ref AC00680
DCMS - Savers Support Fund
£106,398 15/08/2017
CAP Life Skills is an eight-week course providing beneficiaries with the skills to budget and manage competing household needs, as well as how to think through relationships and forming positive ....more
DCMS - Savers Support Fund
£106,398 01/08/2017
Fund offers grants to scale proven social action interventions that improve money management skills, and reduce debt, working with families who are ?just about managing? or young people aged 14-25.
DCMS - Savers Support Fund
£106,398 01/08/2017
Fund offers grants to scale proven social action interventions that improve money management skills, and reduce debt, working with families who are just about managing or young people aged 14-25.
Garfield Weston Foundation - Main Grants award
£30,000 03/05/2017
CAP Life Skills Expansion
Dulverton Trust - Core Funding and Expansion
£30,000 11/06/2014
Core Funding and Expansion
Henry Smith Charity - Grant to Christians Against Poverty
£60,000 13/06/2012
36
towards three years' running costs of establishing new debt advice centres to provide financial information and advice to disadvantaged people throughout the UK
Show more rows

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (9)
Current Trustees appointed
Gender Split

Age Range of Trustees: 43-64
  • ROGER MAWLE Appointed: 2023, Occupation: Chief Digital Officer
Legal constitution
  • Charitable company registered in England & Wales on 25/04/2003, number: 1097217
  • Registered at Companies House on 03/02/2003, number: 04655175
Gift Aid
  • Registered with HMRC for Gift Aid
Event History
Other Regulators
  • Financial Conduct Authority
Policies in force
  • Complaints handling
  • Conflicting interests
  • Investment
  • Paying staff
  • Risk management
  • Safeguarding vulnerable beneficiaries
  • Volunteer management
Filing Record
19 returns made; all on time
Recent reorganisation events:
  • Asset transfer in from RHEMA CHURCH LONDON on 07/06/2022
  • Asset transfer in from MERTON VINEYARD CHURCH on 10/07/2023
  • Asset transfer in from ARK ASSIST (NORTH WEST) on 14/07/2023
Main office

Christians Against Poverty
Jubilee House
1 Filey Street
BRADFORD
West Yorkshire
BD1 5LQ

Objectives

A) THE RELIEF OF POVERTY FOR PERSONS IN THE UNITED KINGDOM AND ELSEWHERE WHO ARE IN CONDITIONS OF NEED, HARDSHIP OR DISTRESS BY REASON OF THEIR SOCIAL AND OR ECONOMIC CIRCUMSTANCES BY PROVIDING AND PROMOTING THE PROVISIONS OF ADVICE AND OTHER SERVICES AS THE DIRECTORS OF THE CHARITY MAY FROM TIME TO TIME THINK FIT.B) THE ADVANCEMENT OF EDUCATION OF THE PUBLIC IN ALL MATTERS RELATING TO THE MANAGEMENT OF THEIR PERSONAL FINANCES IN THE UNITED KINGDOM AND THE WORD AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT.C) THE ADVANCEMENT OF THE CHRISTIAN FAITH AND DOCTRINE IN ACCORDANCE WITH THE STATEMENT OF BELIEFS APPEARING IN THE SCHEDULE HERETO IN THE UNITED KINGDOM AND THE WORLD AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT.

Defined Area of Benefit:

WORLDWIDE

Data Sources

Charity Commission for England and Wales
360 Giving
CharityBase
Authorised officials of this charity can add information to this page (including a Donate Now button) for no cost

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