Finance Score: -1

Governance Score: 3

Support Score: 0

Liabilities <10%: +3
Excess reserves: -2
Multiple Deficits and declines: -5
Fundraising costs low: +3

Gender balanced board: +3

No supporters identified

Overall GiG Score: 2

BEN - MOTOR AND ALLIED TRADES BENEVOLENT FUND

BEN provides financial support and facilities to people and their close dependants, resident in the UK or the Republic of Ireland, who are working or have worked in a qualifying trade or industry.BEN currently operates Welfare Offices in Ascot, Birmingham, Northern England and Scotland; Nursing and Residential Centres in Ascot, Rugby, and Berwick-upon-Tweed; Day Care Centre in Coventry.

Analysis by Giving is Great

Positives:

This charity has a robust balance sheet
Fundraising costs are low relative to funds raised
A significant proportion of recent income was derived from major grant makers including the Government
The Board appears to be well diversified in terms of gender

Financial issues to consider:

This charity has substantial assets and unrestricted reserves of £46,766,000 available, equivalent to 27 months of spending and so may not be able to utilise additional funding
Income has been volatile and on several occasions in recent years less than spending

Established: 37 years

www.ben.org.uk

info@ben.org.uk

01344 298100

Charity Commission for England and Wales

Tweets

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff
31/03/23	£18,932	£20,522	£-1,590	£1,433	£46,782	£46,766	27.3	304
31/03/22	£16,587	£17,670	£-1,083	£1,074	£47,772	£47,747	32.4	322
31/03/21	£17,079	£17,396	£-317	£1,085	£47,965	£47,930	33.1	349
31/03/20	£20,876	£19,707	£1,169	£1,546	£47,056	£47,032	28.6	378
31/03/19	£25,893	£22,468	£3,425	£1,990	£45,525	£45,525	24.3	397
31/03/18	£35,710	£25,966	£9,744	£1,852	£42,274	£42,274	19.5	398
31/03/17	£26,331	£22,381	£3,950	£1,658	£32,627	£32,627	17.5	404
31/03/16	£32,288	£27,122	£5,166	£1,142	£27,946	£27,946	12.4	376
31/03/15	£13,462	£12,616	£846	£1,095	£22,292	£17,784	16.9	353
31/03/14	£13,445	£11,375	£2,070	£1,069	£21,833	£17,263	18.2	320
31/03/13	£12,886	£11,580	£1,306	£1,664	£19,573	£6,171	6.4	315
31/03/12	£12,434	£11,233	£1,201	£1,617	£17,669	£13,301	14.2	330
31/03/11	£14,691	£11,943	£2,748	£1,637	£17,343	£4,779	4.8	319
31/03/10	£11,597	£11,152	£445	£1,313	£13,275	£2,849	3.1	384
31/03/09	£11,603	£11,792	£-189	£1,695	£12,879	£2,697	2.7	415
31/03/08	£11,983	£11,115	£869	£1,613	£14,870	£1,968	2.1	414
31/03/07	£11,109	£11,382	£-272	£1,848	£13,652	£293	0.3	411
31/03/06	£11,488	£11,225	£263	£0	£0	£0	n/a	0
31/03/05	£10,382	£10,975	£-592	£0	£0	£0	n/a	0
31/03/04	£10,316	£10,427	£-111	£0	£0	£0	n/a	0

Show more rows -->

Show financials table -->

Download accounts

Financial Ratios

Fundraising Costs/Relevant Income: 8%
Fundraising Costs/Total Spending: 7.1%
Senior Staff Costs/Total Spending: 9%
Highest pay band: £140,000-£150,000
Liabilities/Assets: 6%
Liabilities/Income: 15%
Unrestricted Funds/Total Funds: 100%
Reserves/Spending: 27.3 months
Net Current Assets/Spending: 4 months
Quick Ratio: 1

Asset Split ?

Listed activities

Accommodation/Housing
Disability
Economic/Community Development/Employment
Education/Training
Other Charitable Purposes
Recreation
The Advancement Of Health Or Saving Of Lives
The Prevention Or Relief Of Poverty

How it operates

Makes Grants to Individuals
Other charitable activities
Provides advocacy/advice/information
Provides buildings/facilities/open space
Provides services

Where it operates

Ireland, Northern Ireland, Scotland, Throughout England And Wales,

Who it helps

Children/Young People
Elderly/Old People
Other Defined Groups
People With Disabilities
The General Public/Mankind

Who works here?

304 employees

Who's supporting them? ?

We have no records of donations from grant makers.

How is it governed?

Trustees (10)

Current Trustees appointed

Gender Split

Age Range of Trustees: 53-76

DONNA MCDERMOTT Appointed: 2020, Occupation: Operations Manager/Registered Nurse

GRAEME JOHN POTTS Appointed: 2005, Occupation: Managing Director

JEREMY HICKS Appointed: 2014, Occupation: Managing Director

KATHERINE JANE LATHAM Appointed: 2023, Occupation: Chartered Accountant

MARK ROBERT CANNING OUTHWAITE Appointed: 2018, Occupation: Management Consultant

ROBIN ARTHUR JOHN WOOLCOCK Appointed: 2005, Occupation: Special Advisor, Other trusteeship: THE UK CHARITY FOR TRIPLE NEGATIVE BREAST CANCER,

SHARON ASHCROFT Appointed: 2018, Occupation: Human Resources Director

SHIRLEY HELEN HALL Appointed: 2020, Occupation: Head Of Innovation & Wellbeing/Nurse Manager

STEVEN GARRY NASH (Chair) Appointed: 2014, Occupation: Chief Executive

WILLIAM DALTON Appointed: 2020, Occupation: Chartered Accountant, Other trusteeship: FUEL ALLOTMENT,

Legal constitution

Charitable company registered in England & Wales on 02/11/1987, number: 297877
Registered at Companies House on 14/09/1987, number: 02163894

Gift Aid

Registered with HMRC for Gift Aid

Other Regulators

Care Quality Commission
Homes England

Policies in force

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Filing Record

20 returns made; all on time

Main office

Lynwood Court
Lynwood Village
Rise Road
ASCOT
SL5 0FG

Objectives

Objects3.1. The Objects of the Charity are the prevention and relief of distress, sickness and poor health (whether mental or physical) and financial hardship by the provision of health and wellbeing services including advice, financial support and grants, health and wellness training, and information and literature3.1.1. primarily to those persons who are resident in the Area of Benefit (defined below); and3.1.2. who are working or who have worked in a qualifying trade or industry (defined below); or3.1.3. who are close dependants (defined below) of any person who satisfies the criteria in articles 3.1.2 and 3.1.3.and persons who fall within the criteria in articles 3.1.1, 3.1.2 and 3.1.3 are the Primary Beneficiaries3.1.4. and otherwise for the benefit of any persons who are not Primary Beneficiaries, but who are resident in the Area of BenefitFor the purposes of these Objects:3.2. the Area of Benefit shall mean England, Scotland, Wales, Northern Ireland and the Republic of Ireland3.3. a qualifying trade or industry shall mean motor, engineering and allied trades and industries, including any trade business occupation profession or association which provides financial, insurance or other services or which originates or publishes material relating to those trades or industries or whose activities or any of them are ancillary to or connected with those trades or industries. The term ‘motor, engineering and allied trades and industries’ shall include any individual or body engaged in the manufacture, sale, repair or service of commercial vehicles, garage and service equipment, motor cars and coaches, motor bicycles, lubricants or propulsion fuel for any of them and the component parts of any of them or, in the case of an individual or body only partly so engaged, only those engaged solely in those activities; and3.4. a close dependent shall mean an individual who relies on a person who satisfies the criteria in articles 3.1.1 and 3.1.2 for financial or other support and includes the spouse or partner, parent, child, sibling, grandparent or grandchild (by blood or marriage) of that person

Defined Area of Benefit:

NATIONAL

Data Sources