Finance Score: 8

Governance Score: 2

Support Score: 3

Liabilities <10%: +3
Poor Liquidity: -1
Good Reserves: +1Strong growth: +2
Fundraising costs low: +3

Only 4 Trustees: -1
Gender balanced board: +3

Grant maker support: +3

Overall GiG Score: 13

SSG SUSTAINABLE LIVING

Provision of temporary accommodation and bespoke support for rough sleepers in Manchester

Analysis by Giving is Great

Positives:

This charity has a robust balance sheet
There has been strong growth in spending over the last 5 years
There have been no material income shortfalls in recent years
Fundraising costs are unusually low relative to funds raised
A significant proportion of recent income was derived from major grant makers including the Government

Regulatory & Governance issues to consider:

This charity is not recognised by HMRC for Gift Aid according to its latest published return
One or more trustees receive payments or benefits from the charity for providing services to the charity
There are only 4 trustees

Financial issues to consider:

Liquidity appears to have been slender at the latest year end but unrestricted reserves are available

Established: 8 years

ssgsustainableliving@gmail.com

07478439630

Charity Commission for England and Wales

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
30/04/23	£1,429	£1,310	£119	£18	£761	£761	7	25	3
30/04/22	£1,497	£1,090	£407	£7	£642	£642	7.1	19	4
30/04/21	£1,202	£1,006	£196	£16	£236	£236	2.8	20	12
30/04/20	£391	£360	£31	n/a	n/a	n/a	n/a	n/a	0
30/04/19	£295	£300	£-5	n/a	n/a	n/a	n/a	n/a	12
30/04/18	£201	£188	£14	£0	£0	£0	n/a	0	0
30/04/17	£0	£0	£0	n/a	n/a	n/a	n/a	n/a	0

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Financial Ratios

Fundraising Costs/Relevant Income: 1.2%
Fundraising Costs/Total Spending: 1.3%
Highest pay band: Less than £60,000
Liabilities/Assets: 8%
Liabilities/Income: 5%
Unrestricted Funds/Total Funds: 100%
Reserves/Spending: 7 months
Net Current Assets/Spending: 7 months
Quick Ratio: 0

Asset Split ?

What it does

Economic/Community Development/Employment
The Prevention Or Relief Of Poverty

Who works here?

25 employees
3 volunteers

Who it helps

Other Defined Groups

How it operates

Provides advocacy/advice/information
Provides human resources
Provides services

Where it operates

Manchester City,

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
MACC - SSG Sustainable Living
£3,166	30/11/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£2,900	29/10/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£4,086	08/09/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£6,540	03/09/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£1,917	23/06/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£4,169	22/06/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£1,639	25/05/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£1,976	13/05/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£437	22/04/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£972	18/02/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£1,885	05/01/2021	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
MACC - SSG Sustainable Living
£5,332	29/09/2020	Big Change MCR, awards to pre-vetted applicant organisations on behalf of individual people escaping homelessness
Greater Manchester Mayor's Charity - Grant to SSG Sustainable Living
£6,500	30/03/2020	Supporting initial response to the COVID-19 pandemic.

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Data sourced from Donors via 360 Giving

How is it governed?

Trustees (4)

Current Trustees appointed

Gender Split

FILIPPA TUZZOLINO Appointed: 2018

MARIA MARCHIANO Appointed: 2016

NAEEM UL HASSAN Appointed: 2023

YASMIN MOHAMED ABDULWAHAB OSMAN Appointed: 2016

Legal constitution

Charity registered in England & Wales on 03/06/2016, number: 1167457

Gift Aid

NOT registered with HMRC for Gift Aid

Policies in force

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Filing Record

7 returns made; all on time

Main office

Kashmir House
439-441 Cheetham Hill Road
MANCHESTER
M8 0PF

Objectives

(1) THE RELIEF AND PREVENTION OF POVERTY AND THE RELIEF OF NEED IN PARTICULAR BY THE PROVISION OF ACCOMMODATION, SUPPORT AND TRAINING TO PEOPLE WHO ARE HOMELESS OR IN ACUTE HOUSING DISTRESS OR SUFFERING POVERTY, HARDSHIP OR SOCIAL AND ECONOMIC DISADVANTAGE IN MANCHESTER.(2) THE ADVANCEMENT OF EDUCATION INCLUDING (WITHOUT LIMITATION) THE PROVISION OF EDUCATION AND TRAINING TO ELIGIBLE PERSONS.

Data Sources