Overall GiG Score: 2 ?
Finance Score: -2
Governance Score: 3
Support Score: 1
  • Liabilities <10%: +3
  • Multiple Deficits and declines: -5
  • Good trustee age range: +3
  • Grant maker support: +1

OPPORTUNITY INTERNATIONAL UNITED KINGDOM 

The charity through its Implementing Partners provides microfinance services to the poor, mostly in Africa. The microfinance services range from providing a safe and secure place for the poor to safeguard their savings, financial education, training as well as microfinance loans.
Analysis by Giving is Great

Positives:

  • This charity has a robust balance sheet
  • A significant proportion of recent income was derived from major grant makers including the Government
  • The Board appears to be well diversified in terms of age

Financial issues to consider:

  • Income has been volatile and on several occasions in recent years less than spending
Established: 19 years

www.opportunity.org.uk

UKinfo@opportunity.org

01865725304

Charity Commission for England and WalesCompanies HouseFacebookInstagramX
UN SDGs
?

Financial Data ?

Income & Spending ?
Sources of Income ?
Y/E Income
£k
Spending
£k
Surplus/
Deficit
Fundraising
Cost £k
Total
Funds £k
Unrestricted
Funds £k
Mths
Rsrvs
Staff Volun-
teers
31/12/22£2,640£4,098£-1,459£472£6,354£3,2229.4141
31/12/21£4,259£2,983£1,277£414£7,813£2,83911.4171
31/12/20£2,911£3,218£-307£385£6,536£2,77710.4160
31/12/19£4,781£4,392£389£405£6,843£2,8167.7180
31/12/18£6,720£4,741£1,979£442£6,454£3,0527.7171
31/12/17£5,496£5,026£470£474£4,475£2,5606.1140
31/12/16£4,508£5,729£-1,222£435£4,004£2,9796.2130
31/12/15£5,528£9,253£-3,725£561£5,226£2,8783.7120
31/12/14£6,528£8,003£-1,474£462£8,951£2,7384.1120
31/12/13£5,004£2,836£2,168£400£10,425£1,8537.8100
31/12/12£3,985£4,732£-747£332£8,089£1,9585100
31/12/11£2,973£4,509£-1,536£420£8,835£1,7064.5140
31/12/10£4,513£2,665£1,848£420£10,372£1,8248.2570
31/12/09£5,144£3,709£1,436£399£8,524£1,1183.6450
31/12/08£7,558£2,722£4,835£388£7,088£6272.8430
31/12/07£2,013£1,318£695£250£2,166£5104.6320
31/12/06£1,339£1,128£211£0£0£0n/a00
31/12/05£1,293£1,222£71£0£0£0n/a00

Financial Ratios
Fundraising Costs/Relevant Income: 19.9%
Fundraising Costs/Total Spending: 11.5%
Senior Staff Costs/Total Spending: 6%
Highest pay band: £60,000-£70,000
Liabilities/Assets: 2%
Liabilities/Income: 4%
Unrestricted Funds/Total Funds: 51%
Reserves/Spending: 9.4 months
Net Current Assets/Spending: 16 months
Quick Ratio: 46.5
Asset Split ?
What it does
  • General Charitable Purposes
  • Other Charitable Purposes
  • The Prevention Or Relief Of Poverty
Who works here?
  • 14 employees
  • 1 volunteer
Who it helps
  • Other Defined Groups
How it operates
  • Makes Grants to Organisations
  • Other charitable activities
Where it operates
  • Congo (Democratic Republic), Ghana, Malawi, Mozambique, Rwanda, Scotland, Throughout England And Wales, Uganda,

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations
Amount When
Months
To be used for
National Lottery Community Fund - Mainstreaming Financial Inclusion for Persons with Disabilities in Uga
£394,883 10/01/2019
35
Mainstreaming Financial Inclusion for Persons with Disabilities in Uga
National Lottery Community Fund - Mainstreaming Financial Inclusion for Persons with Disabilities in Uga
£3,117 08/11/2018
12
Mainstreaming Financial Inclusion for Persons with Disabilities in Uga

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (10)
Current Trustees appointed

Age Range of Trustees: 49-79
Legal constitution
  • Charitable company registered in England & Wales on 19/01/2005, number: 1107713
  • Registered at Companies House on 04/01/2005, number: 05322719
Gift Aid
  • Registered with HMRC for Gift Aid
Policies in force
  • Complaints handling
  • Conflicting interests
  • Investment
  • Paying staff
  • Risk management
  • Safeguarding vulnerable beneficiaries
  • Volunteer management
Filing Record
18 returns made; all on time
Main office

OPPORTUNITY INTERNATIONAL
81 ST. CLEMENTS STREET
OXFORD
OX4 1AW

Objectives

TO RELIEVE POVERTY AND PROMOTE EDUCATION IN THE UNITED KINGDOM AND ABROAD, AND IN PARTICULAR (WITHOUT PREJUDICE TO THAT GENERALITY):1. BY THE PROVISION OF EDUCATION, TRAINING AND RE-TRAINING OF THE SKILLS REQUIRED FOR THE EMPLOYMENT AND SELF-EMPLOYMENT, AND2. BY THE PROVISION TO POOR PERSONS OF ASSISTANCE IN THE ESTABLISHMENT OF SMALL BUSINESSES, AND3. THE PROVISION OF TEMPORARY SUPPORT FOR APPROPRIATE SMALL BUSINESSES.'APPROPRIATE' IN THIS CONTEXT SHALL MEAN SMALL BUSINESSES OWNED BY AND PRIMARILY EMPLOYING POOR PERSONS WHERE THERE IS OTHERWISE INSUFFICIENT ALTERNATIVE EMPLOYMENT TO RELIEVE THEIR POVERTY AND WHERE ANY SUCH BUSINESS IS IN DANGER OF FAILURE WITHOUT SUCH TEMPORARY SUPPORT, BUT IN CIRCUMSTANCES WHERE WITH SUCH SUPPORT THE SMALL BUSINESS CONCERNED SHALL IN THE OPINION OF THE TRUSTEES HAVE GOOD PROSPECTS OF RECOVERY AND VIABILITY.

Defined Area of Benefit:

UNITED KINGDOM AND ABROAD.

Data Sources

Charity Commission for England and Wales
360 Giving
CharityBase
Authorised officials of this charity can add information to this page (including a Donate Now button) for no cost

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