Finance Score: -15

Governance Score: -13

Support Score: 3

Accounts overdue -5
Volatile income & significant deficit in latest year: -5
Fundraising costs high: -5

2 Trustees: -2
Narrow trustee age band: -2
Very static board: -5
All male board: -3

Gov Income
Grant maker support: +3

Overall GiG Score: -25

STREET (UK) FOUNDATION

Street UK provides access to credit and other financial services for those excluded from mainstream financial services and who would otherwise fall prey to unscruplulous and usurous lenders.

Analysis by Giving is Great

Positives:

The charity has received Government grants
There have been no material income shortfalls in recent years

Regulatory & Governance issues to consider:

This charity is not recognised by HMRC for Gift Aid according to its latest published return
There are only 2 trustees
The Board is completely male
The Board composition appears to be very static and has little diversity in terms of age

Financial issues to consider:

Latest accounts are overdue for filing
Income has been volatile recently and was significantly lower than spending in the latest year
Fundraising costs are extremely high relative to funds raised

Established: 24 years

www.streetuk.foundation

info@street-uk.com

03300249843

Charity Commission for England and Wales

Tweets

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E		Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff
31/03/22		£1,370	£1,724	£-354	£466	£1,911	£1,700	11.8	32
31/03/21		£2,602	£2,097	£505	£601	£2,265	£2,265	13	37
31/03/20		£3,035	£2,751	£284	£601	£1,760	£1,760	7.7	45
31/03/19		£2,685	£2,579	£105	£642	£1,476	£1,476	6.9	50
31/03/18		£5,551	£2,551	£3,000	£650	£15,264	£1,370	6.4	55
31/03/17		£4,565	£2,742	£1,824	£595	£12,264	£1,283	5.6	56
31/03/16		£3,121	£2,027	£1,094	£529	£10,356	£1,370	8.1	48
31/03/15		£3,166	£2,389	£777	£467	£9,262	£1,033	5.2	40
31/03/14		£2,643	£1,483	£1,159	£464	£8,485	£999	8.1	31
31/03/13		£1,989	£1,243	£746	£344	£7,326	£6,828	65.9	23
31/03/12		£1,529	£1,354	£175	£308	£6,903	£6,903	61.2	32
31/03/11		£1,167	£1,038	£129	£328	£37,059	£37,059	428.5	25
31/03/10		£673	£604	£70	£216	£1,111	£1,111	22.1	15
31/03/09	*	£609	£659	£-50	£223	£733	£732	13.3	13
31/03/08		£525	£596	£-71	£55	£710	£709	14.3	9
31/03/07	*	£432	£486	£-54	£0	£0	£0	n/a	0
31/03/06	*	£584	£594	£-10	£0	£0	£0	n/a	0
31/03/05	*	£480	£592	£-113	£0	£0	£0	n/a	0
31/03/04		£654	£770	£-116	£0	£0	£0	n/a	0

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Financial Ratios

Fundraising Costs/Relevant Income: 54.9%
Fundraising Costs/Total Spending: 27.1%
Senior Staff Costs/Total Spending: 15%
Highest pay band: £80,000-£90,000
Liabilities/Assets: 39%
Liabilities/Income: 89%
Unrestricted Funds/Total Funds: 89%
Reserves/Spending: 11.8 months
Net Current Assets/Spending: 12 months
Quick Ratio: 1.6

Asset Split ?

Listed activities

Economic/Community Development/Employment
Education/Training
The Prevention Or Relief Of Poverty

How it operates

Provides other finance

Where it operates

Throughout England And Wales,

Who it helps

Other Defined Groups
The General Public/Mankind

Who works here?

32 employees

Who's supporting them? ?

We have no records of donations from grant makers.

How is it governed?

Trustees (2)

Current Trustees appointed

Gender Split

Age Range of Trustees: 70-76

PATRICK TYRRELL Appointed: 2010, Occupation: Finance Director

STEVEN JOHNSON Appointed: 2014, Occupation: Chief Executive, Other trusteeship: SCHOOL FOR SOCIAL ENTREPRENEURS,

Legal constitution

Charitable company registered in England & Wales on 08/08/2000, number: 1081902
Registered at Companies House on 19/01/2000, number: 03909272

Gift Aid

NOT registered with HMRC for Gift Aid

Other Regulators

Financial Conduct Authority

Policies in force

Complaints handling
Conflicting interests
Paying staff
Risk management
Safeguarding vulnerable beneficiaries

Filing Record

19 returns made; AR09: 108 days late, AR07: 20 days late, AR06: 13 days late, AR05: 1 days late,

Main office

Street (UK) Foundation
Neville House
14 Waterloo Street
BIRMINGHAM
B2 5TX

Objectives

THE COMPANY'S OBJECTS ARE THE RELIEF OF POVERTY AND THE RELIEF OF UNEMPLOYMENT; IN PARTICULAR (WITHOUT PREJUDICE TO THE GENERALITY) THROUGH:3.1 THE PROVISION OF ASSISTANCE IN THE ESTABLISHMENT OF AND THE PROVISION OF TEMPORARY SUPPORT TO SMALL BUSINESSES OWNED BY AND PRIMARILY EMPLOYING PERSONS IN NEED WHERE THERE ARE INSUFFICIENT ALTERNATIVE METHODS OF RELIEVING THEIR NEED AND WHERE ANY SUCH BUSINESS IS IN DANGER OF FAILING WITHOUT SUCH ASSISTANCE OR TEMPORARY SUPPORT, BUT HAS REASONABLE PROSPECTS OF VIABILITY; AND3.2 THE PROMOTION OF THE CREATION OF EMPLOYMENT, WORK EXPERIENCE OPPORTUNITIES OR TRAINING OPPORTUNITIES FOR PEOPLE WHO ARE UNEMPLOYED, OR OTHERWISE IN NEED; AND,3.3 THE PROMOTION OF EDUCATION, TRAINING AND RE-TRAINING IN THE SKILLS REQUIRED FOR EMPLOYMENT AND SELF-EMPLOYMENT

Defined Area of Benefit:

NATIONAL

Data Sources